Investors Title Company (ITIC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Investors Title Company stock (ITIC) is currently trading at $213.40. Investors Title Company PE ratio is 11.60. Investors Title Company PS ratio (Price-to-Sales) is 1.49. Analyst consensus price target for ITIC is $39.00. WallStSmart rates ITIC as Underperform.
- ITIC PE ratio analysis and historical PE chart
- ITIC PS ratio (Price-to-Sales) history and trend
- ITIC intrinsic value — DCF, Graham Number, EPV models
- ITIC stock price prediction 2025 2026 2027 2028 2029 2030
- ITIC fair value vs current price
- ITIC insider transactions and insider buying
- Is ITIC undervalued or overvalued?
- Investors Title Company financial analysis — revenue, earnings, cash flow
- ITIC Piotroski F-Score and Altman Z-Score
- ITIC analyst price target and Smart Rating
Investors Title Company
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ITIC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Investors Title Company (ITIC)
ITIC trades 114% above its Graham fair value of $126.34, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Investors Title Company (ITIC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, institutional own.. Concerns around revenue growth and eps growth. Fundamentals are solid but monitor weak areas for improvement.
Investors Title Company (ITIC) Key Strengths (3)
Paying $1.49 for every $1 of annual revenue
Trading at 1.48x book value, attractively priced
54.75% held by institutions, strong professional interest
Supporting Valuation Data
Investors Title Company (ITIC) Areas to Watch (7)
Revenue declining -1.60%, a shrinking business
Earnings declining -10.10%, profits shrinking
Thin operating margins with cost pressures present
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Decent profitability, keeps $13 per $100 revenue
Supporting Valuation Data
Investors Title Company (ITIC) Detailed Analysis Report
Overall Assessment
This company scores 51/100 in our Smart Analysis, earning a C- grade. Out of 10 metrics analyzed, 3 register as strengths (avg 8.0/10) while 7 fall into concern territory (avg 3.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Institutional Own.. Valuation metrics including Price/Sales (1.49), Price/Book (1.48) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Operating Margin. Some valuation metrics including PEG Ratio (1.98) suggest expensive pricing. Growth concerns include Revenue Growth at -1.60%, EPS Growth at -10.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.50%, Operating Margin at 13.80%, Profit Margin at 12.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -1.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ITIC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ITIC's Price-to-Sales ratio of 1.49x trades at a 18% premium to its historical average of 1.26x (80th percentile). The current valuation is 46% below its historical high of 2.74x set in Nov 2017, and 133% above its historical low of 0.64x in Jun 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Investors Title Company (ITIC) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
Investors Title Company faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 273M with 160% decline year-over-year. Profit margins of 12.9% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1350.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 779,002 in free cash flow and 5M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 160% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Margin expansion: can Investors Title Company push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 88.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact Investors Title Company.
Bottom Line
Investors Title Company faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Investors Title Company(ITIC)
NASDAQ
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
Investors Title Company, is dedicated to the issuance of residential and commercial title insurance for residential, institutional, commercial and industrial properties. The company is headquartered in Chapel Hill, North Carolina.