WallStSmart

First American Corporation (FAF)vsInvestors Title Company (ITIC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 2633% more annual revenue ($7.45B vs $272.71M). ITIC leads profitability with a 12.9% profit margin vs 8.3%. ITIC appears more attractively valued with a PEG of 1.98. FAF earns a higher WallStSmart Score of 72/100 (B).

FAF

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 6.5Value: 10.0Quality: 7.3
Piotroski: 6/9Altman Z: 1.51

ITIC

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 6.0Value: 7.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FAFUndervalued (+77.1%)

Margin of Safety

+77.1%

Fair Value

$280.80

Current Price

$58.36

$222.44 discount

UndervaluedFair: $280.80Overvalued
ITICSignificantly Overvalued (-113.7%)

Margin of Safety

-113.7%

Fair Value

$126.34

Current Price

$213.40

$87.06 premium

UndervaluedFair: $126.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF3 strengths · Avg: 9.3/10
P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.6%8/10

Revenue surging 21.6% year-over-year

ITIC4 strengths · Avg: 9.5/10
P/E RatioValuation
11.6x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3410/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

FAF3 concerns · Avg: 4.0/10
PEG RatioValuation
2.044/10

Expensive relative to growth rate

EPS GrowthGrowth
1.9%4/10

1.9% earnings growth

Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

ITIC4 concerns · Avg: 2.8/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Market CapQuality
$406.81M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-1.6%2/10

Revenue declined 1.6%

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 21.6% demonstrates continued momentum.

Bull Case : ITIC

The strongest argument for ITIC centers on P/E Ratio, Debt/Equity, Altman Z-Score.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio, EPS Growth, Altman Z-Score.

Bear Case : ITIC

The primary concerns for ITIC are PEG Ratio, Market Cap, Revenue Growth.

Key Dynamics to Monitor

FAF profiles as a growth stock while ITIC is a declining play — different risk/reward profiles.

FAF carries more volatility with a beta of 1.26 — expect wider price swings.

FAF is growing revenue faster at 21.6% — sustainability is the question.

FAF generates stronger free cash flow (325M), providing more financial flexibility.

Bottom Line

FAF scores higher overall (72/100 vs 51/100) and 21.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

Investors Title Company

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Investors Title Company, is dedicated to the issuance of residential and commercial title insurance for residential, institutional, commercial and industrial properties. The company is headquartered in Chapel Hill, North Carolina.

Visit Website →

Want to dig deeper into these stocks?