Enact Holdings Inc (ACT)vsInvestors Title Company (ITIC)
ACT
Enact Holdings Inc
$49.43
-0.14%
FINANCIAL SERVICES · Cap: $6.78B
ITIC
Investors Title Company
$297.53
-1.26%
FINANCIAL SERVICES · Cap: $565.63M
Smart Verdict
WallStSmart Research — data-driven comparison
Enact Holdings Inc generates 328% more annual revenue ($1.25B vs $292.96M). ACT leads profitability with a 54.5% profit margin vs 13.8%. ACT trades at a lower P/E of 10.4x. ITIC earns a higher WallStSmart Score of 67/100 (B-).
ACT
Buy56
out of 100
Grade: C
ITIC
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 73.3%
Conservative balance sheet, low leverage
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 22.5%
17.5% revenue growth
Areas to Watch
4.1% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACT
The strongest argument for ACT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.5% and operating margin at 73.3%.
Bull Case : ITIC
The strongest argument for ITIC centers on Debt/Equity, Altman Z-Score, P/E Ratio. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : ACT
The primary concerns for ACT are Revenue Growth.
Bear Case : ITIC
The primary concerns for ITIC are PEG Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ACT profiles as a value stock while ITIC is a growth play — different risk/reward profiles.
ITIC carries more volatility with a beta of 0.61 — expect wider price swings.
ITIC is growing revenue faster at 17.5% — sustainability is the question.
ACT generates stronger free cash flow (119M), providing more financial flexibility.
Bottom Line
ITIC scores higher overall (67/100 vs 56/100) and 17.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Enact Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Enact Holdings Inc (ACT) is a prominent player in the U.S. housing sector, specializing in private mortgage insurance and comprehensive risk management solutions that enhance the affordability and accessibility of homeownership. The company is characterized by a strong capital foundation and a commitment to innovation, driven by strategic collaborations that optimize lender operations and navigate complex market dynamics. With a focus on proactive risk management and sustainable housing practices, Enact is well-positioned to seize emerging growth opportunities within the evolving real estate landscape, highlighting its essential role in supporting the housing market.
Visit Website →Investors Title Company
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Investors Title Company, is dedicated to the issuance of residential and commercial title insurance for residential, institutional, commercial and industrial properties. The company is headquartered in Chapel Hill, North Carolina.
Visit Website →Compare with Other INSURANCE - SPECIALTY Stocks
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