Enact Holdings Inc (ACT)vsInvestors Title Company (ITIC)
ACT
Enact Holdings Inc
$41.79
+2.05%
FINANCIAL SERVICES · Cap: $5.92B
ITIC
Investors Title Company
$242.97
+3.15%
FINANCIAL SERVICES · Cap: $459.44M
Smart Verdict
WallStSmart Research — data-driven comparison
Enact Holdings Inc generates 343% more annual revenue ($1.24B vs $280.16M). ACT leads profitability with a 54.5% profit margin vs 13.6%. ACT trades at a lower P/E of 9.2x. ITIC earns a higher WallStSmart Score of 67/100 (B-).
ACT
Buy54
out of 100
Grade: C-
ITIC
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 72.3%
Conservative balance sheet, low leverage
Earnings expanding 91.6% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
1.7% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACT
The strongest argument for ACT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.5% and operating margin at 72.3%.
Bull Case : ITIC
The strongest argument for ITIC centers on EPS Growth, Debt/Equity, Altman Z-Score. Revenue growth of 13.2% demonstrates continued momentum.
Bear Case : ACT
The primary concerns for ACT are Revenue Growth.
Bear Case : ITIC
The primary concerns for ITIC are PEG Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ITIC carries more volatility with a beta of 0.66 — expect wider price swings.
ITIC is growing revenue faster at 13.2% — sustainability is the question.
ACT generates stronger free cash flow (224M), providing more financial flexibility.
Monitor INSURANCE - SPECIALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ITIC scores higher overall (67/100 vs 54/100) and 13.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Enact Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Enact Holdings Inc (ACT) is a leading provider of private mortgage insurance and risk management solutions within the U.S. housing sector, dedicated to enhancing homeownership accessibility and supporting sustainable housing initiatives. The company's robust capital structure and strategic partnerships allow it to adeptly navigate market complexities while fostering innovation and technological advancements. By focusing on lender capabilities and proactive risk management, Enact is strategically positioned to capitalize on growth opportunities in a dynamic real estate landscape.
Visit Website →Investors Title Company
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Investors Title Company, is dedicated to the issuance of residential and commercial title insurance for residential, institutional, commercial and industrial properties. The company is headquartered in Chapel Hill, North Carolina.
Visit Website →Compare with Other INSURANCE - SPECIALTY Stocks
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