Insperity Inc (NSP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Insperity Inc stock (NSP) is currently trading at $26.06. Insperity Inc PS ratio (Price-to-Sales) is 0.14. Analyst consensus price target for NSP is $40.50. WallStSmart rates NSP as Sell.
- NSP PE ratio analysis and historical PE chart
- NSP PS ratio (Price-to-Sales) history and trend
- NSP intrinsic value — DCF, Graham Number, EPV models
- NSP stock price prediction 2025 2026 2027 2028 2029 2030
- NSP fair value vs current price
- NSP insider transactions and insider buying
- Is NSP undervalued or overvalued?
- Insperity Inc financial analysis — revenue, earnings, cash flow
- NSP Piotroski F-Score and Altman Z-Score
- NSP analyst price target and Smart Rating
Insperity Inc
📊 No data available
Try selecting a different time range
Smart Analysis
Insperity Inc (NSP) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, price/sales, institutional own.. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Insperity Inc (NSP) Key Strengths (3)
Paying less than $1 for every $1 of annual revenue
107.78% of shares held by major funds and institutions
Good growth relative to its price
Supporting Valuation Data
Insperity Inc (NSP) Areas to Watch (7)
Company is destroying shareholder value
Losing money on operations
Earnings declining -35.50%, profits shrinking
Company is losing money with a negative profit margin
Very expensive at 20.1x book value
Revenue growing slowly at 3.40% annually
Small-cap company with higher risk but more growth potential
Insperity Inc (NSP) Detailed Analysis Report
Overall Assessment
This company scores 36/100 in our Smart Analysis, earning a F grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.3/10) while 7 fall into concern territory (avg 1.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Institutional Own., PEG Ratio. Valuation metrics including PEG Ratio (1.42), Price/Sales (0.14) suggest the stock is attractively priced.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, EPS Growth. Some valuation metrics including Price/Book (20.07) suggest expensive pricing. Growth concerns include Revenue Growth at 3.40%, EPS Growth at -35.50%, which may limit upside. Profitability pressure is visible in Return on Equity at -9.79%, Operating Margin at -2.76%, Profit Margin at -0.10%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -9.79% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 3.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
NSP Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
NSP's Price-to-Sales ratio of 0.14x trades at a deep discount to its historical average of 0.74x (3th percentile). The current valuation is 93% below its historical high of 1.86x set in Apr 2006, and 24% above its historical low of 0.11x in Mar 2026. Over the past 12 months, the PS ratio has expanded from ~0.1x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Insperity Inc (NSP) · INDUSTRIALS › STAFFING & EMPLOYMENT SERVICES
The Big Picture
Insperity Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 6.8B with 340% growth year-over-year. The company is currently unprofitable, posting a -10.0% profit margin.
Key Findings
Revenue growing at 340% YoY, reaching 6.8B. This pace significantly outperforms most STAFFING & EMPLOYMENT SERVICES peers.
Generating 246M in free cash flow and 255M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -10.0% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Growth sustainability: can Insperity Inc maintain 340%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 10.6%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor STAFFING & EMPLOYMENT SERVICES industry trends, competitive moves, and regulatory changes that could impact Insperity Inc.
Bottom Line
Insperity Inc is a high-conviction growth story with revenue accelerating at 340% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin -10.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(35 last 3 months)
| Insider | Type | Shares |
|---|---|---|
SARVADI, PAUL J Director, Chairman of the Board & CEO | Buy | +160,000 |
| Insider | Type | Shares |
|---|---|---|
ALLISON, JAMES D EVP, Finance, CFO & Treasurer | Buy | +10,000 |
Data sourced from SEC Form 4 filings
Last updated: 8:24:29 AM
About Insperity Inc(NSP)
NYSE
INDUSTRIALS
STAFFING & EMPLOYMENT SERVICES
USA
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.