WallStSmart

Insperity Inc (NSP)vsRobert Half International Inc (RHI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 28% more annual revenue ($6.84B vs $5.33B). RHI leads profitability with a 2.4% profit margin vs -0.4%. NSP appears more attractively valued with a PEG of 1.94. RHI earns a higher WallStSmart Score of 43/100 (D).

NSP

Hold

35

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 6.3Quality: 5.5
Piotroski: 4/9Altman Z: 3.60

RHI

Hold

43

out of 100

Grade: D

Growth: 2.0Profit: 4.5Value: 6.0Quality: 7.0
Piotroski: 2/9Altman Z: 2.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NSPUndervalued (+71.2%)

Margin of Safety

+71.2%

Fair Value

$104.08

Current Price

$48.39

$55.69 discount

UndervaluedFair: $104.08Overvalued
RHIUndervalued (+31.1%)

Margin of Safety

+31.1%

Fair Value

$39.36

Current Price

$35.59

$3.77 discount

UndervaluedFair: $39.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

RHI2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

NSP4 concerns · Avg: 3.5/10
PEG RatioValuation
1.944/10

Expensive relative to growth rate

Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.68B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

RHI4 concerns · Avg: 3.3/10
P/E RatioValuation
26.7x4/10

Moderate valuation

Profit MarginProfitability
2.4%3/10

2.4% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score.

Bull Case : RHI

The strongest argument for RHI centers on Debt/Equity, Price/Book.

Bear Case : NSP

The primary concerns for NSP are PEG Ratio, Revenue Growth, Market Cap. Debt-to-equity of 6.42 is elevated, increasing financial risk.

Bear Case : RHI

The primary concerns for RHI are P/E Ratio, Profit Margin, Operating Margin. Thin 2.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

NSP profiles as a turnaround stock while RHI is a value play — different risk/reward profiles.

RHI carries more volatility with a beta of 0.81 — expect wider price swings.

NSP is growing revenue faster at 1.7% — sustainability is the question.

NSP generates stronger free cash flow (-73M), providing more financial flexibility.

Bottom Line

RHI scores higher overall (43/100 vs 35/100). NSP offers better value entry with a 71.2% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

Robert Half International Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Robert Half International, or commonly referred as, Robert Half, is a global human resource consulting firm based in Menlo Park, California.

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