Insperity Inc (NSP)vsTriNet Group Inc (TNET)
NSP
Insperity Inc
$34.47
+1.23%
INDUSTRIALS · Cap: $1.24B
TNET
TriNet Group Inc
$45.68
+0.59%
INDUSTRIALS · Cap: $1.97B
Smart Verdict
WallStSmart Research — data-driven comparison
Insperity Inc generates 40% more annual revenue ($6.84B vs $4.88B). TNET leads profitability with a 3.3% profit margin vs -0.4%. NSP appears more attractively valued with a PEG of 1.42. TNET earns a higher WallStSmart Score of 50/100 (C-).
NSP
Hold37
out of 100
Grade: F
TNET
Buy50
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+71.5%
Fair Value
$105.18
Current Price
$34.47
$70.71 discount
Margin of Safety
+16.5%
Fair Value
$54.22
Current Price
$45.68
$8.54 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
No standout strengths identified
Every $100 of equity generates 218 in profit
Attractively priced relative to earnings
Areas to Watch
Trading at 19.6x book value
1.7% revenue growth
Smaller company, higher risk/reward
Operating margin of 3.3%
Smaller company, higher risk/reward
3.3% margin — thin
Expensive relative to growth rate
Trading at 25.4x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : NSP
PEG of 1.42 suggests the stock is reasonably priced for its growth.
Bull Case : TNET
The strongest argument for TNET centers on Return on Equity, P/E Ratio.
Bear Case : NSP
The primary concerns for NSP are Price/Book, Revenue Growth, Market Cap.
Bear Case : TNET
The primary concerns for TNET are Market Cap, Profit Margin, PEG Ratio. Debt-to-equity of 11.40 is elevated, increasing financial risk. Thin 3.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
NSP profiles as a turnaround stock while TNET is a value play — different risk/reward profiles.
TNET carries more volatility with a beta of 1.01 — expect wider price swings.
NSP is growing revenue faster at 1.7% — sustainability is the question.
TNET generates stronger free cash flow (143M), providing more financial flexibility.
Bottom Line
TNET scores higher overall (50/100 vs 37/100). NSP offers better value entry with a 71.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Insperity Inc
INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.
TriNet Group Inc
INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA
TriNet Group, Inc. provides Human Resources (HR) solutions for small and medium-sized businesses in the United States. The company is headquartered in Dublin, California.
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