Reinsurance Group of America (RGA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Reinsurance Group of America stock (RGA) is currently trading at $204.52. Reinsurance Group of America PE ratio is 11.49. Reinsurance Group of America PS ratio (Price-to-Sales) is 0.56. Analyst consensus price target for RGA is $249.56. WallStSmart rates RGA as Moderate Buy.
- RGA PE ratio analysis and historical PE chart
- RGA PS ratio (Price-to-Sales) history and trend
- RGA intrinsic value — DCF, Graham Number, EPV models
- RGA stock price prediction 2025 2026 2027 2028 2029 2030
- RGA fair value vs current price
- RGA insider transactions and insider buying
- Is RGA undervalued or overvalued?
- Reinsurance Group of America financial analysis — revenue, earnings, cash flow
- RGA Piotroski F-Score and Altman Z-Score
- RGA analyst price target and Smart Rating
Reinsurance Group of America
📊 No data available
Try selecting a different time range
RGA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Reinsurance Group of America (RGA)
RGA trades at a significant discount to its Graham intrinsic value of $828.36, offering a 73% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Reinsurance Group of America (RGA) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, price/sales. Concerns around return on equity and operating margin. Overall metrics suggest strong investment potential with favorable risk/reward.
Reinsurance Group of America (RGA) Key Strengths (7)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 216.60% year-over-year
99.31% of shares held by major funds and institutions
Large-cap company with substantial market presence
Good growth relative to its price
Strong revenue growth at 26.60% annually
Supporting Valuation Data
Reinsurance Group of America (RGA) Areas to Watch (3)
Very thin margins with limited operational efficiency
Very thin margins, barely profitable
Low profitability relative to shareholder equity
Reinsurance Group of America (RGA) Detailed Analysis Report
Overall Assessment
This company scores 72/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.3/10) while 3 fall into concern territory (avg 2.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, EPS Growth. Valuation metrics including PEG Ratio (1.14), Price/Sales (0.56), Price/Book (0.98) suggest the stock is attractively priced. Growth metrics are encouraging with Revenue Growth at 26.60%, EPS Growth at 216.60%.
The Bear Case
The primary concerns are Operating Margin, Profit Margin, Return on Equity. Profitability pressure is visible in Return on Equity at 9.72%, Operating Margin at 9.16%, Profit Margin at 4.99%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.72% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 26.60% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Price/Sales and Price/Book makes a compelling case at current levels. The key risk is Operating Margin, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RGA Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RGA's Price-to-Sales ratio of 0.56x trades at a deep discount to its historical average of 274.09x (34th percentile). The current valuation is 100% below its historical high of 901.09x set in Nov 2017, and 82% above its historical low of 0.31x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Reinsurance Group of America (RGA) · FINANCIAL SERVICES › INSURANCE - REINSURANCE
The Big Picture
Reinsurance Group of America is a strong growth company balancing expansion with improving profitability. Revenue reached 23.7B with 27% growth year-over-year. Profit margins are strong at 499.0%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 27% YoY, reaching 23.7B. This pace significantly outperforms most INSURANCE - REINSURANCE peers.
ROE of 972.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Reinsurance Group of America maintain 27%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor INSURANCE - REINSURANCE industry trends, competitive moves, and regulatory changes that could impact Reinsurance Group of America.
Bottom Line
Reinsurance Group of America offers an attractive blend of growth (27% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About Reinsurance Group of America(RGA)
NYSE
FINANCIAL SERVICES
INSURANCE - REINSURANCE
USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.