Reinsurance Group of America (RGA)vsSiriuspoint Ltd (SPNT)
RGA
Reinsurance Group of America
$248.72
+0.51%
FINANCIAL SERVICES · Cap: $16.14B
SPNT
Siriuspoint Ltd
$24.20
-0.66%
FINANCIAL SERVICES · Cap: $2.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Reinsurance Group of America generates 765% more annual revenue ($25.97B vs $3.00B). SPNT leads profitability with a 16.9% profit margin vs 5.8%. SPNT trades at a lower P/E of 6.0x. RGA earns a higher WallStSmart Score of 74/100 (B).
RGA
Strong Buy74
out of 100
Grade: B
SPNT
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 159.6% YoY
18.5% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 22 in profit
Areas to Watch
5.8% margin — thin
Revenue declined 0.5%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RGA
The strongest argument for RGA centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 18.5% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 16.9% and operating margin at 13.6%.
Bear Case : RGA
The primary concerns for RGA are Profit Margin.
Bear Case : SPNT
The primary concerns for SPNT are Revenue Growth, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
RGA profiles as a growth stock while SPNT is a declining play — different risk/reward profiles.
SPNT carries more volatility with a beta of 0.61 — expect wider price swings.
RGA is growing revenue faster at 18.5% — sustainability is the question.
RGA generates stronger free cash flow (484M), providing more financial flexibility.
Bottom Line
RGA scores higher overall (74/100 vs 62/100) and 18.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Reinsurance Group of America
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.
Visit Website →Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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