Reinsurance Group of America (RGA)vsRenaissancere Holdings Ltd (RNR)
RGA
Reinsurance Group of America
$248.72
+0.51%
FINANCIAL SERVICES · Cap: $16.14B
RNR
Renaissancere Holdings Ltd
$324.99
-0.47%
FINANCIAL SERVICES · Cap: $13.43B
Smart Verdict
WallStSmart Research — data-driven comparison
Reinsurance Group of America generates 133% more annual revenue ($25.97B vs $11.17B). RNR leads profitability with a 23.6% profit margin vs 5.8%. RGA appears more attractively valued with a PEG of 1.14. RGA earns a higher WallStSmart Score of 74/100 (B).
RGA
Strong Buy74
out of 100
Grade: B
RNR
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 159.6% YoY
18.5% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 41.7%
Every $100 of equity generates 22 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
5.8% margin — thin
Grey zone — moderate risk
Expensive relative to growth rate
Revenue declined 13.2%
Earnings declined 10.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : RGA
The strongest argument for RGA centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 18.5% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.
Bull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 23.6% and operating margin at 41.7%.
Bear Case : RGA
The primary concerns for RGA are Profit Margin.
Bear Case : RNR
The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
RGA profiles as a growth stock while RNR is a declining play — different risk/reward profiles.
RGA carries more volatility with a beta of 0.46 — expect wider price swings.
RGA is growing revenue faster at 18.5% — sustainability is the question.
RNR generates stronger free cash flow (852M), providing more financial flexibility.
Bottom Line
RGA scores higher overall (74/100 vs 65/100) and 18.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Reinsurance Group of America
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.
Visit Website →Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
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