Reinsurance Group of America (RGA)vsRenaissancere Holdings Ltd (RNR)
RGA
Reinsurance Group of America
$204.96
+3.53%
FINANCIAL SERVICES · Cap: $13.79B
RNR
Renaissancere Holdings Ltd
$288.48
+3.87%
FINANCIAL SERVICES · Cap: $12.83B
Smart Verdict
WallStSmart Research — data-driven comparison
Reinsurance Group of America generates 115% more annual revenue ($24.93B vs $11.59B). RNR leads profitability with a 24.2% profit margin vs 4.9%. RGA appears more attractively valued with a PEG of 1.14. RNR earns a higher WallStSmart Score of 73/100 (B).
RGA
Strong Buy66
out of 100
Grade: B-
RNR
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 23.5% year-over-year
Generating 2.9B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 100.9% YoY
Every $100 of equity generates 24 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
4.9% margin — thin
Grey zone — moderate risk
Expensive relative to growth rate
Revenue declined 36.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : RGA
The strongest argument for RGA centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 23.5% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.
Bull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.2% and operating margin at 26.8%.
Bear Case : RGA
The primary concerns for RGA are Profit Margin. Thin 4.9% margins leave little buffer for downturns.
Bear Case : RNR
The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
RGA profiles as a growth stock while RNR is a declining play — different risk/reward profiles.
RGA carries more volatility with a beta of 0.48 — expect wider price swings.
RGA is growing revenue faster at 23.5% — sustainability is the question.
RGA generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
RNR scores higher overall (73/100 vs 66/100), backed by strong 24.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Reinsurance Group of America
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.
Visit Website →Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
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