Tiptree Inc (TIPT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Tiptree Inc stock (TIPT) is currently trading at $16.41. Tiptree Inc PE ratio is 16.57. Tiptree Inc PS ratio (Price-to-Sales) is 0.29. WallStSmart rates TIPT as Underperform.
- TIPT PE ratio analysis and historical PE chart
- TIPT PS ratio (Price-to-Sales) history and trend
- TIPT intrinsic value — DCF, Graham Number, EPV models
- TIPT stock price prediction 2025 2026 2027 2028 2029 2030
- TIPT fair value vs current price
- TIPT insider transactions and insider buying
- Is TIPT undervalued or overvalued?
- Tiptree Inc financial analysis — revenue, earnings, cash flow
- TIPT Piotroski F-Score and Altman Z-Score
- TIPT analyst price target and Smart Rating
Tiptree Inc
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TIPT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Tiptree Inc (TIPT)
TIPT trades 126% above its Graham fair value of $7.82, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Tiptree Inc (TIPT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book. Concerns around peg ratio and eps growth. Mixed signals suggest waiting for clearer direction before acting.
Tiptree Inc (TIPT) Key Strengths (2)
Paying less than $1 for every $1 of annual revenue
Trading at 1.18x book value, attractively priced
Supporting Valuation Data
Tiptree Inc (TIPT) Areas to Watch (8)
Earnings declining -56.40%, profits shrinking
Very expensive relative to growth, significant premium
Very thin margins, barely profitable
Thin operating margins with cost pressures present
Modest revenue growth at 9.30%
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Moderate institutional interest at 38.61%
Tiptree Inc (TIPT) Detailed Analysis Report
Overall Assessment
This company scores 48/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 2 register as strengths (avg 9.0/10) while 8 fall into concern territory (avg 3.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book. Valuation metrics including Price/Sales (0.29), Price/Book (1.18) suggest the stock is attractively priced.
The Bear Case
The primary concerns are EPS Growth, PEG Ratio, Profit Margin. Some valuation metrics including PEG Ratio (3.14) suggest expensive pricing. Growth concerns include Revenue Growth at 9.30%, EPS Growth at -56.40%, which may limit upside. Profitability pressure is visible in Return on Equity at 12.70%, Operating Margin at 11.40%, Profit Margin at 2.44%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 12.70% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 9.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. EPS Growth and PEG Ratio are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
TIPT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
TIPT's Price-to-Sales ratio of 0.29x trades at a deep discount to its historical average of 3.2x (5th percentile). The current valuation is 98% below its historical high of 18.81x set in Dec 2012, and 28% above its historical low of 0.23x in Jan 2021. Over the past 12 months, the PS ratio has compressed from ~0.4x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Tiptree Inc (TIPT) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
Tiptree Inc is a mature, profitable business with steady cash generation. Revenue reached 2.1B with 9% growth year-over-year. Profit margins are strong at 244.0%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 1270.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 40M in free cash flow and 45M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact Tiptree Inc.
Bottom Line
Tiptree Inc is a well-established business delivering consistent profitability with 244.0% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Tiptree Inc(TIPT)
NASDAQ
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
Tiptree Inc., underwrites and manages specialty insurance products primarily in the United States. The company is headquartered in New York, New York.