WallStSmart

Fidelity National Financial Inc (FNF)vsTiptree Inc (TIPT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Financial Inc generates -618192% more annual revenue ($14.96B vs $-2.42M). FNF leads profitability with a 5.1% profit margin vs 0.0%. FNF appears more attractively valued with a PEG of 0.85. FNF earns a higher WallStSmart Score of 78/100 (B+).

FNF

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 3/9Altman Z: 0.64

TIPT

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 5.0Value: 4.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.07

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FNF5 strengths · Avg: 8.4/10
EPS GrowthGrowth
200.0%10/10

Earnings expanding 200.0% YoY

PEG RatioValuation
0.858/10

Growing faster than its price suggests

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.7%8/10

16.7% revenue growth

TIPT4 strengths · Avg: 9.8/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
3547.0%10/10

Strong operational efficiency at 3547.0%

EPS GrowthGrowth
149.9%10/10

Earnings expanding 149.9% YoY

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

Areas to Watch

FNF3 concerns · Avg: 2.7/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.642/10

Distress zone — elevated risk

TIPT4 concerns · Avg: 2.8/10
Market CapQuality
$661.99M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

PEG RatioValuation
3.142/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : FNF

The strongest argument for FNF centers on EPS Growth, PEG Ratio, P/E Ratio. Revenue growth of 16.7% demonstrates continued momentum. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bull Case : TIPT

The strongest argument for TIPT centers on Price/Book, Operating Margin, EPS Growth.

Bear Case : FNF

The primary concerns for FNF are Profit Margin, Piotroski F-Score, Altman Z-Score.

Bear Case : TIPT

The primary concerns for TIPT are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

FNF profiles as a growth stock while TIPT is a value play — different risk/reward profiles.

FNF carries more volatility with a beta of 1.02 — expect wider price swings.

FNF is growing revenue faster at 16.7% — sustainability is the question.

FNF generates stronger free cash flow (848M), providing more financial flexibility.

Bottom Line

FNF scores higher overall (78/100 vs 55/100) and 16.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Financial Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Fidelity National Financial, Inc. offers various insurance products in the United States. The company is headquartered in Jacksonville, Florida.

Tiptree Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Tiptree Inc., underwrites and manages specialty insurance products primarily in the United States. The company is headquartered in New York, New York.

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