WallStSmart

First American Corporation (FAF)vsTiptree Inc (TIPT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 260% more annual revenue ($7.45B vs $2.07B). FAF leads profitability with a 8.3% profit margin vs 2.4%. FAF appears more attractively valued with a PEG of 2.04. FAF earns a higher WallStSmart Score of 72/100 (B).

FAF

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 6.5Value: 10.0Quality: 7.3
Piotroski: 6/9Altman Z: 1.51

TIPT

Hold

48

out of 100

Grade: D+

Growth: 3.3Profit: 5.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FAFUndervalued (+77.1%)

Margin of Safety

+77.1%

Fair Value

$280.80

Current Price

$58.36

$222.44 discount

UndervaluedFair: $280.80Overvalued
TIPTSignificantly Overvalued (-125.6%)

Margin of Safety

-125.6%

Fair Value

$7.82

Current Price

$16.41

$8.59 premium

UndervaluedFair: $7.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF3 strengths · Avg: 9.3/10
P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.6%8/10

Revenue surging 21.6% year-over-year

TIPT2 strengths · Avg: 9.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Areas to Watch

FAF3 concerns · Avg: 4.0/10
PEG RatioValuation
2.044/10

Expensive relative to growth rate

EPS GrowthGrowth
1.9%4/10

1.9% earnings growth

Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

TIPT4 concerns · Avg: 2.5/10
Market CapQuality
$720.54M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.4%3/10

2.4% margin — thin

PEG RatioValuation
3.142/10

Expensive relative to growth rate

EPS GrowthGrowth
-56.4%2/10

Earnings declined 56.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 21.6% demonstrates continued momentum.

Bull Case : TIPT

The strongest argument for TIPT centers on Price/Book, P/E Ratio.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio, EPS Growth, Altman Z-Score.

Bear Case : TIPT

The primary concerns for TIPT are Market Cap, Profit Margin, PEG Ratio. Thin 2.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

FAF profiles as a growth stock while TIPT is a value play — different risk/reward profiles.

FAF carries more volatility with a beta of 1.26 — expect wider price swings.

FAF is growing revenue faster at 21.6% — sustainability is the question.

FAF generates stronger free cash flow (325M), providing more financial flexibility.

Bottom Line

FAF scores higher overall (72/100 vs 48/100) and 21.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

Tiptree Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Tiptree Inc., underwrites and manages specialty insurance products primarily in the United States. The company is headquartered in New York, New York.

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