Arch Capital Group Ltd (ACGL)vsCarlyle Secured Lending Inc (CGBD)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
CGBD
Carlyle Secured Lending Inc
$11.86
+3.67%
FINANCIAL SERVICES · Cap: $812.08M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 7698% more annual revenue ($19.93B vs $255.57M). CGBD leads profitability with a 27.4% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
CGBD
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 74.5%
Keeps 27 of every $100 in revenue as profit
18.7% revenue growth
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
ROE of 6.8% — below average capital efficiency
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CGBD
The strongest argument for CGBD centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.4% and operating margin at 74.5%. Revenue growth of 18.7% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : CGBD
The primary concerns for CGBD are Market Cap, Return on Equity, Debt/Equity.
Key Dynamics to Monitor
ACGL profiles as a mature stock while CGBD is a growth play — different risk/reward profiles.
CGBD carries more volatility with a beta of 0.71 — expect wider price swings.
CGBD is growing revenue faster at 18.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 59/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Carlyle Secured Lending Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
TCG BDC, Inc. is a closed undiversified investment company. The company is headquartered in New York, New York.
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