Arch Capital Group Ltd. (ACGL)vsCarlyle Secured Lending Inc (CGBD)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
CGBD
Carlyle Secured Lending Inc
$10.64
-1.39%
FINANCIAL SERVICES · Cap: $739.45M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 7369% more annual revenue ($19.78B vs $264.78M). ACGL leads profitability with a 24.6% profit margin vs 19.5%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
CGBD
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 74.0%
Attractively priced relative to earnings
16.8% revenue growth
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 4.6% — below average capital efficiency
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CGBD
The strongest argument for CGBD centers on Price/Book, Operating Margin, P/E Ratio. Profitability is solid with margins at 19.5% and operating margin at 74.0%. Revenue growth of 16.8% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : CGBD
The primary concerns for CGBD are Market Cap, Return on Equity, Debt/Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CGBD is a growth play — different risk/reward profiles.
CGBD carries more volatility with a beta of 0.68 — expect wider price swings.
CGBD is growing revenue faster at 16.8% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 55/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Carlyle Secured Lending Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
TCG BDC, Inc. is a closed undiversified investment company. The company is headquartered in New York, New York.
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