American International Group Inc (AIG)vsCarlyle Secured Lending Inc (CGBD)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
CGBD
Carlyle Secured Lending Inc
$11.86
+3.67%
FINANCIAL SERVICES · Cap: $812.08M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 10313% more annual revenue ($26.61B vs $255.57M). CGBD leads profitability with a 27.4% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. AIG earns a higher WallStSmart Score of 60/100 (C).
AIG
Buy60
out of 100
Grade: C
CGBD
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 74.5%
Keeps 27 of every $100 in revenue as profit
18.7% revenue growth
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.8% — below average capital efficiency
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : CGBD
The strongest argument for CGBD centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.4% and operating margin at 74.5%. Revenue growth of 18.7% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : CGBD
The primary concerns for CGBD are Market Cap, Return on Equity, Debt/Equity.
Key Dynamics to Monitor
AIG profiles as a declining stock while CGBD is a growth play — different risk/reward profiles.
CGBD carries more volatility with a beta of 0.71 — expect wider price swings.
CGBD is growing revenue faster at 18.7% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (60/100 vs 59/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Carlyle Secured Lending Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
TCG BDC, Inc. is a closed undiversified investment company. The company is headquartered in New York, New York.
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