WallStSmart

Investors Title Company (ITIC)vsMGIC Investment Corp (MTG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MGIC Investment Corp generates 330% more annual revenue ($1.20B vs $280.16M). MTG leads profitability with a 59.6% profit margin vs 13.6%. MTG appears more attractively valued with a PEG of 0.40. ITIC earns a higher WallStSmart Score of 67/100 (B-).

ITIC

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 5.7Quality: 8.5
Piotroski: 3/9Altman Z: 4.20

MTG

Buy

65

out of 100

Grade: C+

Growth: 3.3Profit: 8.5Value: 8.3Quality: 7.3
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ITIC5 strengths · Avg: 9.2/10
EPS GrowthGrowth
91.6%10/10

Earnings expanding 91.6% YoY

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.0x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

MTG6 strengths · Avg: 9.8/10
PEG RatioValuation
0.4010/10

Growing faster than its price suggests

P/E RatioValuation
8.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
59.6%10/10

Keeps 60 of every $100 in revenue as profit

Operating MarginProfitability
72.6%10/10

Strong operational efficiency at 72.6%

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

ITIC3 concerns · Avg: 3.3/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Market CapQuality
$459.44M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

MTG3 concerns · Avg: 3.0/10
EPS GrowthGrowth
1.3%4/10

1.3% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.0%2/10

Revenue declined 3.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : ITIC

The strongest argument for ITIC centers on EPS Growth, Debt/Equity, Altman Z-Score. Revenue growth of 13.2% demonstrates continued momentum.

Bull Case : MTG

The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.6% and operating margin at 72.6%. PEG of 0.40 suggests the stock is reasonably priced for its growth.

Bear Case : ITIC

The primary concerns for ITIC are PEG Ratio, Market Cap, Piotroski F-Score.

Bear Case : MTG

The primary concerns for MTG are EPS Growth, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

ITIC profiles as a value stock while MTG is a declining play — different risk/reward profiles.

MTG carries more volatility with a beta of 0.68 — expect wider price swings.

ITIC is growing revenue faster at 13.2% — sustainability is the question.

MTG generates stronger free cash flow (77M), providing more financial flexibility.

Bottom Line

ITIC scores higher overall (67/100 vs 65/100) and 13.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Investors Title Company

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Investors Title Company, is dedicated to the issuance of residential and commercial title insurance for residential, institutional, commercial and industrial properties. The company is headquartered in Chapel Hill, North Carolina.

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MGIC Investment Corp

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.

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