WallStSmart

ACV Auctions Inc. (ACVA)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rush Enterprises A Inc generates 830% more annual revenue ($7.27B vs $781.10M). RUSHA leads profitability with a 3.6% profit margin vs -8.0%. RUSHA earns a higher WallStSmart Score of 47/100 (D+).

ACVA

Avoid

34

out of 100

Grade: F

Growth: 6.7Profit: 2.0Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.47

RUSHA

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 4.3Quality: 6.0
Piotroski: 3/9Altman Z: 3.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACVAUndervalued (+56.7%)

Margin of Safety

+56.7%

Fair Value

$16.62

Current Price

$8.03

$8.59 discount

UndervaluedFair: $16.62Overvalued

Intrinsic value data unavailable for RUSHA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACVA0 strengths · Avg: 0/10

No standout strengths identified

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.3410/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

ACVA4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.38B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-14.4%2/10

ROE of -14.4% — below average capital efficiency

Altman Z-ScoreHealth
0.472/10

Distress zone — elevated risk

RUSHA4 concerns · Avg: 2.8/10
Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ACVA

Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : ACVA

The primary concerns for ACVA are EPS Growth, Market Cap, Return on Equity.

Bear Case : RUSHA

The primary concerns for RUSHA are Profit Margin, Operating Margin, Piotroski F-Score. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

ACVA profiles as a turnaround stock while RUSHA is a value play — different risk/reward profiles.

ACVA carries more volatility with a beta of 1.82 — expect wider price swings.

ACVA is growing revenue faster at 11.8% — sustainability is the question.

ACVA generates stronger free cash flow (75M), providing more financial flexibility.

Bottom Line

RUSHA scores higher overall (47/100 vs 34/100). ACVA offers better value entry with a 56.7% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACV Auctions Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

ACV Auctions, Inc., operates a digital marketplace that connects buyers and sellers for online wholesale vehicle auctions. The company is headquartered in Buffalo, New York.

Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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