WallStSmart

Automatic Data Processing Inc (ADP)vsLYFT Inc (LYFT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 224% more annual revenue ($21.95B vs $6.77B). LYFT leads profitability with a 42.3% profit margin vs 20.1%. LYFT appears more attractively valued with a PEG of 0.29. LYFT earns a higher WallStSmart Score of 82/100 (A-).

ADP

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 8.0Value: 4.0Quality: 4.0
Piotroski: 2/9Altman Z: 0.53

LYFT

Exceptional Buy

82

out of 100

Grade: A-

Growth: 8.7Profit: 6.5Value: 10.0Quality: 4.0
Piotroski: 2/9Altman Z: -0.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-84.1%)

Margin of Safety

-84.1%

Fair Value

$165.18

Current Price

$286.08

$120.90 premium

UndervaluedFair: $165.18Overvalued
LYFTUndervalued (+53.9%)

Margin of Safety

+53.9%

Fair Value

$28.85

Current Price

$16.34

$12.51 discount

UndervaluedFair: $28.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP5 strengths · Avg: 8.8/10
Return on EquityProfitability
73.2%10/10

Every $100 of equity generates 73 in profit

Market CapQuality
$113.74B9/10

Large-cap with strong market position

Profit MarginProfitability
20.1%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
23.5%8/10

Strong operational efficiency at 23.5%

Free Cash FlowQuality
$1.36B8/10

Generating 1.4B in free cash flow

LYFT6 strengths · Avg: 9.3/10
PEG RatioValuation
0.2910/10

Growing faster than its price suggests

P/E RatioValuation
2.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
94.4%10/10

Every $100 of equity generates 94 in profit

Profit MarginProfitability
42.3%10/10

Keeps 42 of every $100 in revenue as profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

Areas to Watch

ADP4 concerns · Avg: 3.8/10
PEG RatioValuation
2.504/10

Expensive relative to growth rate

P/E RatioValuation
26.2x4/10

Moderate valuation

Price/BookValuation
18.9x4/10

Trading at 18.9x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

LYFT3 concerns · Avg: 2.7/10
Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.332/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 42.3% and operating margin at 2.6%. Revenue growth of 16.1% demonstrates continued momentum.

Bear Case : ADP

The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : LYFT

The primary concerns for LYFT are Operating Margin, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

ADP profiles as a mature stock while LYFT is a growth play — different risk/reward profiles.

LYFT carries more volatility with a beta of 1.96 — expect wider price swings.

LYFT is growing revenue faster at 16.1% — sustainability is the question.

ADP generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

LYFT scores higher overall (82/100 vs 62/100), backed by strong 42.3% margins and 16.1% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

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