Automatic Data Processing Inc (ADP)vsPAR Technology Corporation (PAR)
ADP
Automatic Data Processing Inc
$286.08
+0.25%
TECHNOLOGY · Cap: $113.74B
PAR
PAR Technology Corporation
$17.19
+1.84%
TECHNOLOGY · Cap: $716.82M
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 4319% more annual revenue ($21.95B vs $496.67M). ADP leads profitability with a 20.1% profit margin vs -14.5%. PAR appears more attractively valued with a PEG of 0.77. ADP earns a higher WallStSmart Score of 62/100 (C+).
ADP
Buy62
out of 100
Grade: C+
PAR
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-84.1%
Fair Value
$165.18
Current Price
$286.08
$120.90 premium
Margin of Safety
-29.7%
Fair Value
$16.72
Current Price
$17.19
$0.47 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 73 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 23.5%
Generating 1.4B in free cash flow
Reasonable price relative to book value
Growing faster than its price suggests
18.7% revenue growth
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Trading at 18.9x book value
Weak financial health signals
0.0% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
ROE of -8.9% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.
Bull Case : PAR
The strongest argument for PAR centers on Price/Book, PEG Ratio, Revenue Growth. Revenue growth of 18.7% demonstrates continued momentum. PEG of 0.77 suggests the stock is reasonably priced for its growth.
Bear Case : ADP
The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : PAR
The primary concerns for PAR are EPS Growth, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ADP profiles as a mature stock while PAR is a growth play — different risk/reward profiles.
PAR carries more volatility with a beta of 1.35 — expect wider price swings.
PAR is growing revenue faster at 18.7% — sustainability is the question.
ADP generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ADP scores higher overall (62/100 vs 52/100), backed by strong 20.1% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
PAR Technology Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
PAR Technology Corporation provides point of sale (POS) solutions to the restaurant and retail industries globally. The company is headquartered in New Hartford, New York.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?