WallStSmart

American Financial Group, Inc. (AFG)vsThe Allstate Corporation (ALL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 758% more annual revenue ($68.17B vs $7.95B). ALL leads profitability with a 17.8% profit margin vs 11.1%. AFG appears more attractively valued with a PEG of 2.30. ALL earns a higher WallStSmart Score of 77/100 (B+).

AFG

Buy

61

out of 100

Grade: C+

Growth: 6.0Profit: 6.0Value: 5.7Quality: 4.8
Piotroski: 3/9Altman Z: 0.17

ALL

Strong Buy

77

out of 100

Grade: B+

Growth: 6.7Profit: 8.0Value: 6.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AFG3 strengths · Avg: 8.0/10
P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

EPS GrowthGrowth
24.6%8/10

Earnings expanding 24.6% YoY

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
4.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
38.4%10/10

Every $100 of equity generates 38 in profit

EPS GrowthGrowth
338.4%10/10

Earnings expanding 338.4% YoY

Market CapQuality
$54.18B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

AFG4 concerns · Avg: 3.3/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.172/10

Distress zone — elevated risk

ALL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AFG

The strongest argument for AFG centers on P/E Ratio, Price/Book, EPS Growth.

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.

Bear Case : AFG

The primary concerns for AFG are PEG Ratio, Revenue Growth, Piotroski F-Score.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

AFG carries more volatility with a beta of 0.63 — expect wider price swings.

ALL is growing revenue faster at 3.0% — sustainability is the question.

ALL generates stronger free cash flow (3.5B), providing more financial flexibility.

Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ALL scores higher overall (77/100 vs 61/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Financial Group, Inc.

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

American Financial Group, Inc., an insurance holding company, offers property and casualty insurance products in the United States. The company is headquartered in Cincinnati, Ohio.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

Visit Website →

Want to dig deeper into these stocks?