American Financial Group, Inc. (AFG)vsProgressive Corp (PGR)
AFG
American Financial Group, Inc.
$150.29
-0.71%
FINANCIAL SERVICES · Cap: $11.53B
PGR
Progressive Corp
$225.66
+2.00%
FINANCIAL SERVICES · Cap: $127.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Progressive Corp generates 1038% more annual revenue ($91.70B vs $8.06B). PGR leads profitability with a 12.7% profit margin vs 11.8%. AFG appears more attractively valued with a PEG of 2.30. AFG earns a higher WallStSmart Score of 69/100 (B-).
AFG
Strong Buy69
out of 100
Grade: B-
PGR
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 44.3% YoY
Attractively priced relative to earnings
Every $100 of equity generates 34 in profit
Large-cap with strong market position
Conservative balance sheet, low leverage
Generating 3.5B in free cash flow
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Distress zone — elevated risk
3.0% revenue growth
Expensive relative to growth rate
Earnings declined 2.1%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AFG
The strongest argument for AFG centers on P/E Ratio, Price/Book, EPS Growth.
Bull Case : PGR
The strongest argument for PGR centers on P/E Ratio, Return on Equity, Market Cap.
Bear Case : AFG
The primary concerns for AFG are PEG Ratio, Piotroski F-Score, Altman Z-Score.
Bear Case : PGR
The primary concerns for PGR are Revenue Growth, PEG Ratio, EPS Growth.
Key Dynamics to Monitor
AFG carries more volatility with a beta of 0.60 — expect wider price swings.
AFG is growing revenue faster at 5.8% — sustainability is the question.
PGR generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AFG scores higher overall (69/100 vs 53/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Financial Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
American Financial Group, Inc., an insurance holding company, offers property and casualty insurance products in the United States. The company is headquartered in Cincinnati, Ohio.
Progressive Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Progressive Corporation is an American insurance company, one of the largest providers of car insurance in the United States. The company insures motorcycles, boats, RVs, and commercial vehicles and provides home insurance through select companies.
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