American Financial Group, Inc. (AFG)vsChubb Ltd (CB)
AFG
American Financial Group, Inc.
$141.96
+0.22%
FINANCIAL SERVICES · Cap: $11.68B
CB
Chubb Ltd
$338.25
+0.18%
FINANCIAL SERVICES · Cap: $130.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 668% more annual revenue ($61.90B vs $8.06B). CB leads profitability with a 18.1% profit margin vs 11.8%. AFG appears more attractively valued with a PEG of 2.30. AFG earns a higher WallStSmart Score of 69/100 (B-).
AFG
Strong Buy69
out of 100
Grade: B-
CB
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 44.3% YoY
Attractively priced relative to earnings
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 23.5%
Generating 3.7B in free cash flow
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Distress zone — elevated risk
Expensive relative to growth rate
Earnings declined 0.7%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AFG
The strongest argument for AFG centers on P/E Ratio, Price/Book, EPS Growth.
Bull Case : CB
The strongest argument for CB centers on P/E Ratio, Market Cap, Debt/Equity. Profitability is solid with margins at 18.1% and operating margin at 23.5%.
Bear Case : AFG
The primary concerns for AFG are PEG Ratio, Piotroski F-Score, Altman Z-Score.
Bear Case : CB
The primary concerns for CB are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
AFG profiles as a value stock while CB is a mature play — different risk/reward profiles.
AFG carries more volatility with a beta of 0.60 — expect wider price swings.
CB is growing revenue faster at 6.1% — sustainability is the question.
CB generates stronger free cash flow (3.7B), providing more financial flexibility.
Bottom Line
AFG scores higher overall (69/100 vs 61/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Financial Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
American Financial Group, Inc., an insurance holding company, offers property and casualty insurance products in the United States. The company is headquartered in Cincinnati, Ohio.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
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