American Financial Group Inc (AFG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
American Financial Group Inc stock (AFG) is currently trading at $126.85. American Financial Group Inc PE ratio is 12.67. American Financial Group Inc PS ratio (Price-to-Sales) is 1.34. Analyst consensus price target for AFG is $140.50. WallStSmart rates AFG as Hold.
- AFG PE ratio analysis and historical PE chart
- AFG PS ratio (Price-to-Sales) history and trend
- AFG intrinsic value — DCF, Graham Number, EPV models
- AFG stock price prediction 2025 2026 2027 2028 2029 2030
- AFG fair value vs current price
- AFG insider transactions and insider buying
- Is AFG undervalued or overvalued?
- American Financial Group Inc financial analysis — revenue, earnings, cash flow
- AFG Piotroski F-Score and Altman Z-Score
- AFG analyst price target and Smart Rating
American Financial Group Inc
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AFG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · American Financial Group Inc (AFG)
AFG trades at a significant discount to its Graham intrinsic value of $362.07, offering a 64% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
American Financial Group Inc (AFG) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/sales. Concerns around revenue growth. Fundamentals are solid but monitor weak areas for improvement.
American Financial Group Inc (AFG) Key Strengths (5)
Large-cap company with substantial market presence
Strong operational efficiency: $21 kept per $100 revenue
Paying $1.34 for every $1 of annual revenue
68.38% held by institutions, strong professional interest
Solid profitability: $18 profit per $100 equity
Supporting Valuation Data
American Financial Group Inc (AFG) Areas to Watch (5)
Revenue declining -3.40%, a shrinking business
Paying a premium for growth, expensive relative to earnings expansion
Fairly priced relative to book value
Solid earnings growth at 18.20%
Decent profitability, keeps $11 per $100 revenue
American Financial Group Inc (AFG) Detailed Analysis Report
Overall Assessment
This company scores 61/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 5 register as strengths (avg 8.0/10) while 5 fall into concern territory (avg 4.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Market Cap, Operating Margin, Price/Sales. Valuation metrics including Price/Sales (1.34) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 18.10%, Operating Margin at 21.30%.
The Bear Case
The primary concerns are Revenue Growth, PEG Ratio, Price/Book. Some valuation metrics including PEG Ratio (2.30), Price/Book (2.15) suggest expensive pricing. Growth concerns include Revenue Growth at -3.40%, EPS Growth at 18.20%, which may limit upside. Profitability pressure is visible in Profit Margin at 10.60%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 18.10% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -3.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Market Cap, Operating Margin) and negatives (Revenue Growth, PEG Ratio). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AFG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AFG's Price-to-Sales ratio of 1.34x trades 58% above its historical average of 0.85x (90th percentile), historically expensive. The current valuation is 4% below its historical high of 1.4x set in Mar 2026, and 347% above its historical low of 0.3x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for American Financial Group Inc (AFG) · FINANCIAL SERVICES › INSURANCE - PROPERTY & CASUALTY
The Big Picture
American Financial Group Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 7.9B with 340% decline year-over-year. Profit margins of 10.6% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1810.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 748M in free cash flow and 784M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 340% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Margin expansion: can American Financial Group Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive moves, and regulatory changes that could impact American Financial Group Inc.
Bottom Line
American Financial Group Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(21 last 3 months)
| Insider | Type | Shares |
|---|---|---|
HERTZMAN, BRIAN S. SVP, CFO | Sell | -1,663 |
| Insider | Type | Shares |
|---|---|---|
HERTZMAN, BRIAN S. SVP, CFO | Sell | -727 |
| Insider | Type | Shares |
|---|---|---|
GILLIS, MICHELLE A Senior Vice President | Sell | -542 |
Data sourced from SEC Form 4 filings
Last updated: 8:21:27 AM
About American Financial Group Inc(AFG)
NYSE
FINANCIAL SERVICES
INSURANCE - PROPERTY & CASUALT...
USA
American Financial Group, Inc., an insurance holding company, offers property and casualty insurance products in the United States. The company is headquartered in Cincinnati, Ohio.