WallStSmart

AGNC Investment Corp (AGNC)vsDynex Capital Inc (DX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 383% more annual revenue ($1.80B vs $372.11M). AGNC leads profitability with a 92.9% profit margin vs 85.7%. DX appears more attractively valued with a PEG of 0.71. DX earns a higher WallStSmart Score of 82/100 (A-).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.95

DX

Exceptional Buy

82

out of 100

Grade: A-

Growth: 8.3Profit: 8.0Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$70.20

Current Price

$10.14

$60.06 discount

UndervaluedFair: $70.20Overvalued
DXUndervalued (+87.9%)

Margin of Safety

+87.9%

Fair Value

$115.60

Current Price

$12.69

$102.91 discount

UndervaluedFair: $115.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC4 strengths · Avg: 10.0/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

DX6 strengths · Avg: 10.0/10
P/E RatioValuation
5.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
85.7%10/10

Keeps 86 of every $100 in revenue as profit

Operating MarginProfitability
91.8%10/10

Strong operational efficiency at 91.8%

Revenue GrowthGrowth
234.8%10/10

Revenue surging 234.8% year-over-year

EPS GrowthGrowth
92.3%10/10

Earnings expanding 92.3% YoY

Areas to Watch

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
17.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

DX0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : DX

The strongest argument for DX centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 85.7% and operating margin at 91.8%. Revenue growth of 234.8% demonstrates continued momentum.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Bear Case : DX

No major red flags identified for DX, but monitor valuation.

Key Dynamics to Monitor

AGNC profiles as a mature stock while DX is a growth play — different risk/reward profiles.

AGNC carries more volatility with a beta of 1.35 — expect wider price swings.

DX is growing revenue faster at 234.8% — sustainability is the question.

AGNC generates stronger free cash flow (128M), providing more financial flexibility.

Bottom Line

DX scores higher overall (82/100 vs 75/100), backed by strong 85.7% margins and 234.8% revenue growth. AGNC offers better value entry with a 83.7% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Dynex Capital Inc

REAL ESTATE · REIT - MORTGAGE · USA

Dynex Capital, Inc., a mortgage real estate investment trust, invests in Mortgage-Backed Securities (MBS) on a leveraged basis in the United States. The company is headquartered in Glen Allen, Virginia.

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