Brown & Brown Inc (BRO)vsCorVel Corp (CRVL)
BRO
Brown & Brown Inc
$64.29
-3.32%
FINANCIAL SERVICES · Cap: $21.95B
CRVL
CorVel Corp
$52.25
-2.04%
FINANCIAL SERVICES · Cap: $2.68B
Smart Verdict
WallStSmart Research — data-driven comparison
Brown & Brown Inc generates 512% more annual revenue ($5.76B vs $941.49M). BRO leads profitability with a 18.3% profit margin vs 11.2%. BRO trades at a lower P/E of 20.3x. BRO earns a higher WallStSmart Score of 69/100 (B-).
BRO
Strong Buy69
out of 100
Grade: B-
CRVL
Hold45
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-211.9%
Fair Value
$21.49
Current Price
$64.29
$42.80 premium
Margin of Safety
-121.1%
Fair Value
$21.05
Current Price
$52.25
$31.20 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 36.2% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 23.2%
Every $100 of equity generates 31 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Earnings declined 16.2%
Moderate valuation
3.4% revenue growth
2.2% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : BRO
The strongest argument for BRO centers on Revenue Growth, Price/Book, Operating Margin. Profitability is solid with margins at 18.3% and operating margin at 23.2%. Revenue growth of 36.2% demonstrates continued momentum.
Bull Case : CRVL
The strongest argument for CRVL centers on Return on Equity, Altman Z-Score, Debt/Equity.
Bear Case : BRO
The primary concerns for BRO are PEG Ratio, Piotroski F-Score, EPS Growth.
Bear Case : CRVL
The primary concerns for CRVL are P/E Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
BRO profiles as a growth stock while CRVL is a value play — different risk/reward profiles.
CRVL carries more volatility with a beta of 1.11 — expect wider price swings.
BRO is growing revenue faster at 36.2% — sustainability is the question.
BRO generates stronger free cash flow (424M), providing more financial flexibility.
Bottom Line
BRO scores higher overall (69/100 vs 45/100), backed by strong 18.3% margins and 36.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brown & Brown Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.
CorVel Corp
FINANCIAL SERVICES · INSURANCE BROKERS · USA
CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?