WallStSmart

Brown & Brown Inc (BRO)vsCorVel Corp (CRVL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Brown & Brown Inc generates 553% more annual revenue ($6.26B vs $958.53M). BRO leads profitability with a 18.4% profit margin vs 11.5%. BRO trades at a lower P/E of 19.5x. BRO earns a higher WallStSmart Score of 71/100 (B).

BRO

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 7.5Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.15

CRVL

Buy

53

out of 100

Grade: C-

Growth: 7.3Profit: 8.5Value: 5.3Quality: 7.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRO3 strengths · Avg: 9.3/10
Operating MarginProfitability
47.2%10/10

Strong operational efficiency at 47.2%

Revenue GrowthGrowth
35.7%10/10

Revenue surging 35.7% year-over-year

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

CRVL2 strengths · Avg: 9.5/10
Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Return on EquityProfitability
28.0%9/10

Every $100 of equity generates 28 in profit

Areas to Watch

BRO4 concerns · Avg: 2.8/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-7.9%2/10

Earnings declined 7.9%

Altman Z-ScoreHealth
1.152/10

Distress zone — elevated risk

CRVL1 concerns · Avg: 4.0/10
P/E RatioValuation
28.2x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : BRO

The strongest argument for BRO centers on Operating Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 18.4% and operating margin at 47.2%. Revenue growth of 35.7% demonstrates continued momentum.

Bull Case : CRVL

The strongest argument for CRVL centers on Debt/Equity, Return on Equity.

Bear Case : BRO

The primary concerns for BRO are PEG Ratio, Piotroski F-Score, EPS Growth.

Bear Case : CRVL

The primary concerns for CRVL are P/E Ratio.

Key Dynamics to Monitor

BRO profiles as a growth stock while CRVL is a value play — different risk/reward profiles.

CRVL carries more volatility with a beta of 0.98 — expect wider price swings.

BRO is growing revenue faster at 35.7% — sustainability is the question.

BRO generates stronger free cash flow (241M), providing more financial flexibility.

Bottom Line

BRO scores higher overall (71/100 vs 53/100), backed by strong 18.4% margins and 35.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Brown & Brown Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.

CorVel Corp

FINANCIAL SERVICES · INSURANCE BROKERS · USA

CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.

Visit Website →

Want to dig deeper into these stocks?