Arthur J Gallagher & Co (AJG)vsLendingtree Inc (TREE)
AJG
Arthur J Gallagher & Co
$240.32
+5.43%
FINANCIAL SERVICES · Cap: $61.60B
TREE
Lendingtree Inc
$26.82
-0.26%
FINANCIAL SERVICES · Cap: $393.25M
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 1091% more annual revenue ($15.11B vs $1.27B). TREE leads profitability with a 14.3% profit margin vs 10.4%. AJG appears more attractively valued with a PEG of 0.72. TREE earns a higher WallStSmart Score of 64/100 (C+).
AJG
Buy62
out of 100
Grade: C+
TREE
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.9% year-over-year
Conservative balance sheet, low leverage
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 57 in profit
Revenue surging 25.3% year-over-year
Areas to Watch
Premium valuation, high expectations priced in
ROE of 6.6% — below average capital efficiency
Earnings declined 10.7%
Negative free cash flow — burning cash
4.6% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Debt/Equity, Market Cap. Revenue growth of 30.9% demonstrates continued momentum. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bull Case : TREE
The strongest argument for TREE centers on P/E Ratio, Price/Book, Return on Equity. Revenue growth of 25.3% demonstrates continued momentum.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, EPS Growth.
Bear Case : TREE
The primary concerns for TREE are EPS Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
TREE carries more volatility with a beta of 2.08 — expect wider price swings.
AJG is growing revenue faster at 30.9% — sustainability is the question.
TREE generates stronger free cash flow (26M), providing more financial flexibility.
Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TREE scores higher overall (64/100 vs 62/100) and 25.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
Lendingtree Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.
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