The Allstate Corporation (ALL)vsSelective Insurance Group, Inc. (SIGI)
ALL
The Allstate Corporation
$267.00
-2.95%
FINANCIAL SERVICES · Cap: $68.11B
SIGI
Selective Insurance Group, Inc.
$96.23
-0.57%
FINANCIAL SERVICES · Cap: $5.65B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 1146% more annual revenue ($68.17B vs $5.47B). ALL leads profitability with a 17.8% profit margin vs 9.1%. SIGI appears more attractively valued with a PEG of 0.28. ALL earns a higher WallStSmart Score of 72/100 (B).
ALL
Strong Buy72
out of 100
Grade: B
SIGI
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 55.1% YoY
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
4.5% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : SIGI
The strongest argument for SIGI centers on PEG Ratio, P/E Ratio, EPS Growth. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : SIGI
The primary concerns for SIGI are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
SIGI carries more volatility with a beta of 0.29 — expect wider price swings.
SIGI is growing revenue faster at 4.5% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (72/100 vs 68/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Selective Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Selective Insurance Group, Inc., offers insurance products and services in the United States. The company is headquartered in Branchville, New Jersey.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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