Chubb Ltd (CB)vsSelective Insurance Group Inc (SIGI)
CB
Chubb Ltd
$323.21
-0.74%
FINANCIAL SERVICES · Cap: $126.41B
SIGI
Selective Insurance Group Inc
$73.72
-1.15%
FINANCIAL SERVICES · Cap: $4.45B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 1017% more annual revenue ($59.63B vs $5.34B). CB leads profitability with a 17.3% profit margin vs 8.7%. SIGI appears more attractively valued with a PEG of 0.28. SIGI earns a higher WallStSmart Score of 74/100 (B).
CB
Strong Buy69
out of 100
Grade: B-
SIGI
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+73.1%
Fair Value
$1202.76
Current Price
$323.21
$879.55 discount
Margin of Safety
+74.4%
Fair Value
$346.79
Current Price
$73.72
$273.07 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 24.2%
Earnings expanding 27.9% YoY
Generating 4.8B in free cash flow
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 65.8% YoY
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
Grey zone — moderate risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.3% and operating margin at 24.2%.
Bull Case : SIGI
The strongest argument for SIGI centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio.
Bear Case : SIGI
The primary concerns for SIGI are Altman Z-Score.
Key Dynamics to Monitor
CB profiles as a mature stock while SIGI is a value play — different risk/reward profiles.
CB carries more volatility with a beta of 0.49 — expect wider price swings.
SIGI is growing revenue faster at 8.6% — sustainability is the question.
CB generates stronger free cash flow (4.8B), providing more financial flexibility.
Bottom Line
SIGI scores higher overall (74/100 vs 69/100). CB offers better value entry with a 73.1% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Selective Insurance Group Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Selective Insurance Group, Inc., offers insurance products and services in the United States. The company is headquartered in Branchville, New Jersey.
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