Progressive Corp (PGR)vsSelective Insurance Group, Inc. (SIGI)
PGR
Progressive Corp
$215.33
-0.00%
FINANCIAL SERVICES · Cap: $122.52B
SIGI
Selective Insurance Group, Inc.
$96.23
-0.57%
FINANCIAL SERVICES · Cap: $5.65B
Smart Verdict
WallStSmart Research — data-driven comparison
Progressive Corp generates 1564% more annual revenue ($91.02B vs $5.47B). PGR leads profitability with a 12.9% profit margin vs 9.1%. SIGI appears more attractively valued with a PEG of 0.28. SIGI earns a higher WallStSmart Score of 68/100 (B-).
PGR
Buy61
out of 100
Grade: C+
SIGI
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 35 in profit
Large-cap with strong market position
Generating 4.3B in free cash flow
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 55.1% YoY
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
4.5% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : PGR
The strongest argument for PGR centers on P/E Ratio, Return on Equity, Market Cap.
Bull Case : SIGI
The strongest argument for SIGI centers on PEG Ratio, P/E Ratio, EPS Growth. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bear Case : PGR
The primary concerns for PGR are PEG Ratio, Altman Z-Score.
Bear Case : SIGI
The primary concerns for SIGI are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
SIGI carries more volatility with a beta of 0.29 — expect wider price swings.
PGR is growing revenue faster at 7.3% — sustainability is the question.
PGR generates stronger free cash flow (4.3B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SIGI scores higher overall (68/100 vs 61/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Progressive Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Progressive Corporation is an American insurance company, one of the largest providers of car insurance in the United States. The company insures motorcycles, boats, RVs, and commercial vehicles and provides home insurance through select companies.
Visit Website →Selective Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Selective Insurance Group, Inc., offers insurance products and services in the United States. The company is headquartered in Branchville, New Jersey.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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