Selective Insurance Group, Inc. (SIGI)vsW. R. Berkley Corp (WRB)
SIGI
Selective Insurance Group, Inc.
$99.44
-2.29%
FINANCIAL SERVICES · Cap: $5.92B
WRB
W. R. Berkley Corp
$75.23
-2.27%
FINANCIAL SERVICES · Cap: $27.14B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 173% more annual revenue ($14.87B vs $5.44B). WRB leads profitability with a 12.5% profit margin vs 9.4%. SIGI appears more attractively valued with a PEG of 0.28. SIGI earns a higher WallStSmart Score of 62/100 (C+).
SIGI
Buy62
out of 100
Grade: C+
WRB
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Revenue declined 2.5%
Distress zone — elevated risk
Expensive relative to growth rate
Revenue declined 0.8%
Earnings declined 10.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : SIGI
The strongest argument for SIGI centers on PEG Ratio, P/E Ratio, Debt/Equity. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : SIGI
The primary concerns for SIGI are Revenue Growth, Altman Z-Score.
Bear Case : WRB
The primary concerns for WRB are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
SIGI profiles as a value stock while WRB is a declining play — different risk/reward profiles.
WRB carries more volatility with a beta of 0.27 — expect wider price swings.
WRB is growing revenue faster at -0.8% — sustainability is the question.
WRB generates stronger free cash flow (721M), providing more financial flexibility.
Bottom Line
SIGI scores higher overall (62/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Selective Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Selective Insurance Group, Inc., offers insurance products and services in the United States. The company is headquartered in Branchville, New Jersey.
Visit Website →W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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