WallStSmart

AMERISAFE Inc (AMSF)vsFidelity National Financial Inc (FNF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Financial Inc generates 4358% more annual revenue ($14.96B vs $335.67M). AMSF leads profitability with a 14.0% profit margin vs 5.1%. FNF appears more attractively valued with a PEG of 0.85. FNF earns a higher WallStSmart Score of 78/100 (B+).

AMSF

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 7.0Value: 5.7Quality: 3.8
Piotroski: 5/9Altman Z: 0.44

FNF

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 5.5Value: 6.3Quality: 5.5
Piotroski: 3/9Altman Z: 0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMSF2 strengths · Avg: 8.0/10
P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

FNF4 strengths · Avg: 8.5/10
EPS GrowthGrowth
200.0%10/10

Earnings expanding 200.0% YoY

PEG RatioValuation
0.858/10

Growing faster than its price suggests

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.7%8/10

16.7% revenue growth

Areas to Watch

AMSF3 concerns · Avg: 3.0/10
PEG RatioValuation
1.814/10

Expensive relative to growth rate

Market CapQuality
$582.62M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.442/10

Distress zone — elevated risk

FNF3 concerns · Avg: 2.7/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.642/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AMSF

The strongest argument for AMSF centers on P/E Ratio, Price/Book. Revenue growth of 13.4% demonstrates continued momentum.

Bull Case : FNF

The strongest argument for FNF centers on EPS Growth, PEG Ratio, Price/Book. Revenue growth of 16.7% demonstrates continued momentum. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : AMSF

The primary concerns for AMSF are PEG Ratio, Market Cap, Altman Z-Score.

Bear Case : FNF

The primary concerns for FNF are Profit Margin, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

AMSF profiles as a value stock while FNF is a growth play — different risk/reward profiles.

FNF carries more volatility with a beta of 1.01 — expect wider price swings.

FNF is growing revenue faster at 16.7% — sustainability is the question.

FNF generates stronger free cash flow (848M), providing more financial flexibility.

Bottom Line

FNF scores higher overall (78/100 vs 64/100) and 16.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AMERISAFE Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.

Visit Website →

Fidelity National Financial Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Fidelity National Financial, Inc. offers various insurance products in the United States. The company is headquartered in Jacksonville, Florida.

Want to dig deeper into these stocks?