AMERISAFE Inc (AMSF)vsAXIS Capital Holdings Ltd (AXS)
AMSF
AMERISAFE Inc
$32.84
-0.79%
FINANCIAL SERVICES · Cap: $611.07M
AXS
AXIS Capital Holdings Ltd
$101.04
-0.41%
FINANCIAL SERVICES · Cap: $7.82B
Smart Verdict
WallStSmart Research — data-driven comparison
AXIS Capital Holdings Ltd generates 1969% more annual revenue ($6.56B vs $317.30M). AXS leads profitability with a 15.4% profit margin vs 14.9%. AXS appears more attractively valued with a PEG of 1.18. AXS earns a higher WallStSmart Score of 74/100 (B).
AMSF
Buy60
out of 100
Grade: C
AXS
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-128.7%
Fair Value
$16.80
Current Price
$32.84
$16.04 premium
Margin of Safety
+60.0%
Fair Value
$253.92
Current Price
$101.04
$152.88 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Strong operational efficiency at 20.2%
17.8% revenue growth
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Earnings declined 19.2%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AMSF
The strongest argument for AMSF centers on P/E Ratio, Price/Book. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : AXS
The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 20.2%. Revenue growth of 17.8% demonstrates continued momentum.
Bear Case : AMSF
The primary concerns for AMSF are PEG Ratio, Market Cap, EPS Growth.
Bear Case : AXS
The primary concerns for AXS are Altman Z-Score.
Key Dynamics to Monitor
AMSF profiles as a value stock while AXS is a growth play — different risk/reward profiles.
AXS carries more volatility with a beta of 0.63 — expect wider price swings.
AXS is growing revenue faster at 17.8% — sustainability is the question.
AXS generates stronger free cash flow (614M), providing more financial flexibility.
Bottom Line
AXS scores higher overall (74/100 vs 60/100), backed by strong 15.4% margins and 17.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AMERISAFE Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.
Visit Website →AXIS Capital Holdings Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - SPECIALTY Stocks
Want to dig deeper into these stocks?