AMERISAFE Inc (AMSF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
AMERISAFE Inc stock (AMSF) is currently trading at $32.84. AMERISAFE Inc PE ratio is 13.07. AMERISAFE Inc PS ratio (Price-to-Sales) is 1.93. Analyst consensus price target for AMSF is $42.33. WallStSmart rates AMSF as Hold.
- AMSF PE ratio analysis and historical PE chart
- AMSF PS ratio (Price-to-Sales) history and trend
- AMSF intrinsic value — DCF, Graham Number, EPV models
- AMSF stock price prediction 2025 2026 2027 2028 2029 2030
- AMSF fair value vs current price
- AMSF insider transactions and insider buying
- Is AMSF undervalued or overvalued?
- AMERISAFE Inc financial analysis — revenue, earnings, cash flow
- AMSF Piotroski F-Score and Altman Z-Score
- AMSF analyst price target and Smart Rating
AMERISAFE Inc
📊 No data available
Try selecting a different time range
AMSF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · AMERISAFE Inc (AMSF)
AMSF trades 129% above its Graham fair value of $16.80, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
AMERISAFE Inc (AMSF) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, institutional own.. Concerns around eps growth. Fundamentals are solid but monitor weak areas for improvement.
AMERISAFE Inc (AMSF) Key Strengths (3)
100.40% of shares held by major funds and institutions
Paying $1.93 for every $1 of annual revenue
Solid profitability: $19 profit per $100 equity
Supporting Valuation Data
AMERISAFE Inc (AMSF) Areas to Watch (7)
Earnings declining -19.20%, profits shrinking
Small-cap company with higher risk but more growth potential
Growth is fairly priced, not cheap, not expensive
Decent operational efficiency, solid but not exceptional
Fairly priced relative to book value
Solid revenue growth at 10.20% per year
Decent profitability, keeps $15 per $100 revenue
AMERISAFE Inc (AMSF) Detailed Analysis Report
Overall Assessment
This company scores 60/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 3 register as strengths (avg 8.3/10) while 7 fall into concern territory (avg 5.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Institutional Own., Price/Sales, Return on Equity. Valuation metrics including Price/Sales (1.93) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 18.50%.
The Bear Case
The primary concerns are EPS Growth, Market Cap, PEG Ratio. Some valuation metrics including PEG Ratio (1.81), Price/Book (2.41) suggest expensive pricing. Growth concerns include Revenue Growth at 10.20%, EPS Growth at -19.20%, which may limit upside. Profitability pressure is visible in Operating Margin at 15.60%, Profit Margin at 14.90%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 18.50% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 10.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Institutional Own., Price/Sales) and negatives (EPS Growth, Market Cap). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
AMSF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
AMSF's Price-to-Sales ratio of 1.93x sits near its historical average of 2.23x (38th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 47% below its historical high of 3.65x set in May 2021, and 221% above its historical low of 0.6x in Feb 2006.
WallStSmart Analysis Synopsis
Data-driven financial summary for AMERISAFE Inc (AMSF) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
AMERISAFE Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 317M with 10% growth year-over-year. Profit margins of 14.9% are healthy, with room for further expansion as the business scales.
Key Findings
ROE of 1850.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Generating 10M in free cash flow and 11M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Margin expansion: can AMERISAFE Inc push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 481.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact AMERISAFE Inc.
Bottom Line
AMERISAFE Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Loading insider activity...
About AMERISAFE Inc(AMSF)
NASDAQ
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.