WallStSmart

ArcBest Corp (ARCB)vsSaia Inc (SAIA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ArcBest Corp generates 24% more annual revenue ($4.01B vs $3.23B). ARCB leads profitability with a 150.0% profit margin vs 7.9%. ARCB appears more attractively valued with a PEG of 0.50. ARCB earns a higher WallStSmart Score of 49/100 (D+).

ARCB

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 7.0Value: 7.3Quality: 5.0

SAIA

Hold

44

out of 100

Grade: D

Growth: 4.0Profit: 5.5Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 3.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ARCBSignificantly Overvalued (-490.7%)

Margin of Safety

-490.7%

Fair Value

$17.95

Current Price

$95.77

$77.82 premium

UndervaluedFair: $17.95Overvalued
SAIASignificantly Overvalued (-500.4%)

Margin of Safety

-500.4%

Fair Value

$64.74

Current Price

$344.36

$279.62 premium

UndervaluedFair: $64.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARCB4 strengths · Avg: 9.5/10
PEG RatioValuation
0.5010/10

Growing faster than its price suggests

Profit MarginProfitability
150.0%10/10

Keeps 150 of every $100 in revenue as profit

Operating MarginProfitability
42.0%10/10

Strong operational efficiency at 42.0%

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

SAIA2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

Areas to Watch

ARCB4 concerns · Avg: 2.8/10
P/E RatioValuation
36.3x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
4.6%3/10

ROE of 4.6% — below average capital efficiency

Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-59.3%2/10

Earnings declined 59.3%

SAIA4 concerns · Avg: 3.8/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

P/E RatioValuation
34.7x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ARCB

The strongest argument for ARCB centers on PEG Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 150.0% and operating margin at 42.0%. PEG of 0.50 suggests the stock is reasonably priced for its growth.

Bull Case : SAIA

The strongest argument for SAIA centers on Altman Z-Score, Debt/Equity.

Bear Case : ARCB

The primary concerns for ARCB are P/E Ratio, Return on Equity, Revenue Growth.

Bear Case : SAIA

The primary concerns for SAIA are PEG Ratio, P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

ARCB profiles as a declining stock while SAIA is a value play — different risk/reward profiles.

SAIA carries more volatility with a beta of 2.03 — expect wider price swings.

SAIA is growing revenue faster at 0.1% — sustainability is the question.

ARCB generates stronger free cash flow (42M), providing more financial flexibility.

Bottom Line

ARCB scores higher overall (49/100 vs 44/100), backed by strong 150.0% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ArcBest Corp

INDUSTRIALS · TRUCKING · USA

ArcBest Corporation offers integrated freight forwarding and logistics services. The company is headquartered in Fort Smith, Arkansas.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

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