Apollo Commercial Real Estate Finance Inc (ARI)vsAnnaly Capital Management, Inc. (NLY)
ARI
Apollo Commercial Real Estate Finance Inc
$11.00
+0.82%
REAL ESTATE · Cap: $1.45B
NLY
Annaly Capital Management, Inc.
$22.61
+1.03%
REAL ESTATE · Cap: $16.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 832% more annual revenue ($2.50B vs $268.48M). NLY leads profitability with a 87.4% profit margin vs 47.3%. ARI appears more attractively valued with a PEG of 1.33. NLY earns a higher WallStSmart Score of 77/100 (B+).
ARI
Buy62
out of 100
Grade: C+
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for ARI.
Margin of Safety
-13.9%
Fair Value
$20.02
Current Price
$22.61
$2.59 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 47 of every $100 in revenue as profit
Strong operational efficiency at 41.4%
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
0.2% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
ROE of 6.9% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ARI
The strongest argument for ARI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 47.3% and operating margin at 41.4%. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : ARI
The primary concerns for ARI are Revenue Growth, EPS Growth, Market Cap.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
ARI profiles as a value stock while NLY is a growth play — different risk/reward profiles.
ARI carries more volatility with a beta of 1.42 — expect wider price swings.
NLY is growing revenue faster at 48.8% — sustainability is the question.
ARI generates stronger free cash flow (-271,000), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 62/100), backed by strong 87.4% margins and 48.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Apollo Commercial Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
Apollo Commercial Real Estate Finance, Inc. is a real estate investment trust (REIT) that originates, acquires, invests, and manages commercial first mortgage loans, subordinated financings, and other real estate-related commercial debt investments in the United States. . The company is headquartered in New York, New York.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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