WallStSmart

Ategrity Specialty Insurance Company Holdings (ASIC)vsBerkshire Hathaway Inc (BRK-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 74324% more annual revenue ($384.69B vs $516.88M). BRK-A leads profitability with a 22.3% profit margin vs 20.7%. ASIC trades at a lower P/E of 12.5x. BRK-A earns a higher WallStSmart Score of 74/100 (B).

ASIC

Strong Buy

70

out of 100

Grade: B-

Growth: 10.0Profit: 7.5Value: 6.0Quality: 7.0
Piotroski: 4/9Altman Z: 0.82

BRK-A

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ASIC6 strengths · Avg: 9.5/10
Operating MarginProfitability
31.3%10/10

Strong operational efficiency at 31.3%

Revenue GrowthGrowth
45.9%10/10

Revenue surging 45.9% year-over-year

EPS GrowthGrowth
71.8%10/10

Earnings expanding 71.8% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Profit MarginProfitability
20.7%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
12.5x8/10

Attractively priced relative to earnings

BRK-A6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

Areas to Watch

ASIC2 concerns · Avg: 2.5/10
Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

BRK-A1 concerns · Avg: 2.0/10
PEG RatioValuation
9.682/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ASIC

The strongest argument for ASIC centers on Operating Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 20.7% and operating margin at 31.3%. Revenue growth of 45.9% demonstrates continued momentum.

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bear Case : ASIC

The primary concerns for ASIC are Market Cap, Altman Z-Score.

Bear Case : BRK-A

The primary concerns for BRK-A are PEG Ratio.

Key Dynamics to Monitor

ASIC profiles as a growth stock while BRK-A is a mature play — different risk/reward profiles.

ASIC is growing revenue faster at 45.9% — sustainability is the question.

BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.

Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BRK-A scores higher overall (74/100 vs 70/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ategrity Specialty Insurance Company Holdings

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.

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Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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