WallStSmart

Atlantic International Corp. Common Stock (ATLN)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 1079% more annual revenue ($6.87B vs $582.96M). NSP leads profitability with a -0.2% profit margin vs -13.6%. ATLN earns a higher WallStSmart Score of 38/100 (F).

ATLN

Hold

38

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -0.38

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ATLN.

NSPUndervalued (+70.8%)

Margin of Safety

+70.8%

Fair Value

$102.93

Current Price

$49.69

$53.24 discount

UndervaluedFair: $102.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATLN3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
143.1%10/10

Revenue surging 143.1% year-over-year

Debt/EquityHealth
-2.7310/10

Conservative balance sheet, low leverage

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

Areas to Watch

ATLN4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$69.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-4295.0%2/10

ROE of -4295.0% — below average capital efficiency

Free Cash FlowQuality
$-8.20M2/10

Negative free cash flow — burning cash

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.92B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.4%3/10

Operating margin of 0.4%

Price/BookValuation
31.1x2/10

Trading at 31.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : ATLN

The strongest argument for ATLN centers on Revenue Growth, Debt/Equity, Price/Book. Revenue growth of 143.1% demonstrates continued momentum.

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : ATLN

The primary concerns for ATLN are EPS Growth, Market Cap, Return on Equity.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 7.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

ATLN profiles as a hypergrowth stock while NSP is a turnaround play — different risk/reward profiles.

NSP carries more volatility with a beta of 0.53 — expect wider price swings.

ATLN is growing revenue faster at 143.1% — sustainability is the question.

NSP generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

ATLN scores higher overall (38/100 vs 37/100) and 143.1% revenue growth. NSP offers better value entry with a 70.8% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Atlantic International Corp. Common Stock

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Atlantic International Corp. The company is headquartered in Englewood Cliffs, New Jersey.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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