WallStSmart

Barrett Business Services Inc (BBSI)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 443% more annual revenue ($6.87B vs $1.27B). BBSI leads profitability with a 2.8% profit margin vs -0.2%. BBSI appears more attractively valued with a PEG of 1.10. BBSI earns a higher WallStSmart Score of 49/100 (D+).

BBSI

Hold

49

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.7Quality: 6.5
Piotroski: 3/9Altman Z: 2.72

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BBSI.

NSPUndervalued (+70.8%)

Margin of Safety

+70.8%

Fair Value

$102.93

Current Price

$49.69

$53.24 discount

UndervaluedFair: $102.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BBSI1 strengths · Avg: 9.0/10
Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

Areas to Watch

BBSI4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.8%4/10

3.8% revenue growth

Market CapQuality
$808.24M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.8%3/10

Operating margin of 4.8%

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.92B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.4%3/10

Operating margin of 0.4%

Price/BookValuation
31.1x2/10

Trading at 31.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : BBSI

The strongest argument for BBSI centers on Debt/Equity. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : BBSI

The primary concerns for BBSI are Revenue Growth, Market Cap, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 7.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

BBSI profiles as a value stock while NSP is a turnaround play — different risk/reward profiles.

BBSI carries more volatility with a beta of 0.91 — expect wider price swings.

BBSI is growing revenue faster at 3.8% — sustainability is the question.

NSP generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

BBSI scores higher overall (49/100 vs 37/100). NSP offers better value entry with a 70.8% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Barrett Business Services Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Barrett Business Services, Inc. provides business management solutions for small and medium-sized businesses in the United States. The company is headquartered in Vancouver, Washington.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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