WallStSmart

BG Staffing Inc (BGSF)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 7235% more annual revenue ($6.84B vs $93.31M). NSP leads profitability with a -0.4% profit margin vs -12.0%. BGSF appears more attractively valued with a PEG of 0.44. BGSF earns a higher WallStSmart Score of 41/100 (D).

BGSF

Hold

41

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 6.7Quality: 8.5
Piotroski: 2/9Altman Z: 4.15

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BGSF.

NSPUndervalued (+71.4%)

Margin of Safety

+71.4%

Fair Value

$104.80

Current Price

$35.38

$69.42 discount

UndervaluedFair: $104.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BGSF4 strengths · Avg: 10.0/10
PEG RatioValuation
0.4410/10

Growing faster than its price suggests

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.1510/10

Safe zone — low bankruptcy risk

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.5510/10

Safe zone — low bankruptcy risk

Areas to Watch

BGSF4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Market CapQuality
$54.77M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-25.7%2/10

ROE of -25.7% — below average capital efficiency

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

Price/BookValuation
20.1x2/10

Trading at 20.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : BGSF

The strongest argument for BGSF centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.44 suggests the stock is reasonably priced for its growth.

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : BGSF

The primary concerns for BGSF are Revenue Growth, Market Cap, Piotroski F-Score.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 6.42 is elevated, increasing financial risk.

Key Dynamics to Monitor

NSP carries more volatility with a beta of 0.62 — expect wider price swings.

NSP is growing revenue faster at 1.7% — sustainability is the question.

Monitor STAFFING & EMPLOYMENT SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BGSF scores higher overall (41/100 vs 37/100). NSP offers better value entry with a 71.4% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BG Staffing Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

BGSF Inc. provides workforce solutions and placement services in the United States. The company is headquartered in Plano, Texas.

Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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