WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsInter Parfums Inc (IPAR)

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Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 1342% more annual revenue ($21.46B vs $1.49B). IPAR leads profitability with a 11.3% profit margin vs 2.7%. BJ appears more attractively valued with a PEG of 2.36. IPAR earns a higher WallStSmart Score of 55/100 (C).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

IPAR

Buy

55

out of 100

Grade: C

Growth: 7.3Profit: 7.0Value: 4.0Quality: 7.8
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
IPARSignificantly Overvalued (-18.9%)

Margin of Safety

-18.9%

Fair Value

$84.59

Current Price

$90.42

$5.83 premium

UndervaluedFair: $84.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

IPAR3 strengths · Avg: 8.7/10
Return on EquityProfitability
20.3%9/10

Every $100 of equity generates 20 in profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.3x8/10

Attractively priced relative to earnings

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

IPAR1 concerns · Avg: 2.0/10
PEG RatioValuation
3.202/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : IPAR

The strongest argument for IPAR centers on Return on Equity, Debt/Equity, P/E Ratio.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : IPAR

The primary concerns for IPAR are PEG Ratio.

Key Dynamics to Monitor

IPAR carries more volatility with a beta of 1.27 — expect wider price swings.

IPAR is growing revenue faster at 6.8% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IPAR scores higher overall (55/100 vs 52/100). BJ offers better value entry with a 24.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Inter Parfums Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Inter Parfums, Inc., manufactures, markets and distributes a range of fragrances and fragrance-related products in the United States and internationally. The company is headquartered in New York, New York.

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