WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsOllie's Bargain Outlet Hldg (OLLI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 704% more annual revenue ($21.97B vs $2.73B). OLLI leads profitability with a 9.1% profit margin vs 2.6%. OLLI appears more attractively valued with a PEG of 2.08. OLLI earns a higher WallStSmart Score of 59/100 (C).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

OLLI

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 4.7Quality: 8.0
Piotroski: 4/9Altman Z: 3.31
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.1%)

Margin of Safety

-71.1%

Fair Value

$58.15

Current Price

$99.99

$41.84 premium

UndervaluedFair: $58.15Overvalued
OLLISignificantly Overvalued (-32.9%)

Margin of Safety

-32.9%

Fair Value

$85.61

Current Price

$71.37

$14.24 premium

UndervaluedFair: $85.61Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.9%9/10

Every $100 of equity generates 27 in profit

OLLI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.3110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.254/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

OLLI1 concerns · Avg: 4.0/10
PEG RatioValuation
2.084/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : OLLI

The strongest argument for OLLI centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 14.2% demonstrates continued momentum.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : OLLI

The primary concerns for OLLI are PEG Ratio.

Key Dynamics to Monitor

OLLI carries more volatility with a beta of 0.47 — expect wider price swings.

OLLI is growing revenue faster at 14.2% — sustainability is the question.

OLLI generates stronger free cash flow (20M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

OLLI scores higher overall (59/100 vs 50/100) and 14.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Ollie's Bargain Outlet Hldg

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Ollie's Bargain Outlet Holdings, Inc. is a branded product retailer. The company is headquartered in Harrisburg, Pennsylvania.

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