WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsPerdoceo Education Corp (PRDO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 2410% more annual revenue ($21.46B vs $854.84M). PRDO leads profitability with a 19.9% profit margin vs 2.7%. PRDO appears more attractively valued with a PEG of 0.78. PRDO earns a higher WallStSmart Score of 73/100 (B).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

PRDO

Strong Buy

73

out of 100

Grade: B

Growth: 6.7Profit: 8.5Value: 7.0Quality: 8.5
Piotroski: 3/9Altman Z: 4.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+26.1%)

Margin of Safety

+26.1%

Fair Value

$134.73

Current Price

$91.11

$43.62 discount

UndervaluedFair: $134.73Overvalued

Intrinsic value data unavailable for PRDO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

PRDO6 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.384/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

PRDO2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : PRDO

The strongest argument for PRDO centers on Altman Z-Score, Debt/Equity, PEG Ratio. Profitability is solid with margins at 19.9% and operating margin at 28.5%. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : PRDO

The primary concerns for PRDO are Revenue Growth, Piotroski F-Score.

Key Dynamics to Monitor

PRDO carries more volatility with a beta of 0.72 — expect wider price swings.

BJ is growing revenue faster at 5.6% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PRDO scores higher overall (73/100 vs 52/100), backed by strong 19.9% margins. BJ offers better value entry with a 26.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Perdoceo Education Corp

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Perdoceo Education Corporation provides postsecondary education to students through online, campus-based, and blended learning programs in the United States. The company is headquartered in Schaumburg, Illinois.

Visit Website →

Want to dig deeper into these stocks?