WallStSmart

Cimpress NV (CMPR)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 116% more annual revenue ($7.71B vs $3.56B). CMPR leads profitability with a 66.0% profit margin vs 18.2%. GPN appears more attractively valued with a PEG of 0.20. GPN earns a higher WallStSmart Score of 63/100 (C+).

CMPR

Hold

41

out of 100

Grade: D

Growth: 4.7Profit: 6.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 2.09

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMPRSignificantly Overvalued (-1047.3%)

Margin of Safety

-1047.3%

Fair Value

$6.66

Current Price

$74.41

$67.75 premium

UndervaluedFair: $6.66Overvalued
GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMPR2 strengths · Avg: 10.0/10
Profit MarginProfitability
66.0%10/10

Keeps 66 of every $100 in revenue as profit

Debt/EquityHealth
-3.3010/10

Conservative balance sheet, low leverage

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

Areas to Watch

CMPR4 concerns · Avg: 3.3/10
PEG RatioValuation
2.384/10

Expensive relative to growth rate

Market CapQuality
$1.84B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CMPR

The strongest argument for CMPR centers on Profit Margin, Debt/Equity. Profitability is solid with margins at 66.0% and operating margin at 8.6%. Revenue growth of 11.0% demonstrates continued momentum.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bear Case : CMPR

The primary concerns for CMPR are PEG Ratio, Market Cap, Return on Equity. A P/E of 75.9x leaves little room for execution misses.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Key Dynamics to Monitor

CMPR profiles as a mature stock while GPN is a value play — different risk/reward profiles.

CMPR carries more volatility with a beta of 1.77 — expect wider price swings.

CMPR is growing revenue faster at 11.0% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (63/100 vs 41/100), backed by strong 18.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cimpress NV

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Cimpress plc offers various mass customization services in North America, Europe, and internationally. The company is headquartered in Dundalk, Ireland.

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Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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