WallStSmart

Global Payments Inc (GPN)vsRelx PLC ADR (RELX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Relx PLC ADR generates 10% more annual revenue ($9.72B vs $8.86B). RELX leads profitability with a 23.3% profit margin vs -8.0%. GPN appears more attractively valued with a PEG of 0.24. RELX earns a higher WallStSmart Score of 64/100 (C+).

GPN

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 3.5Value: 8.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.02

RELX

Buy

64

out of 100

Grade: C+

Growth: 5.3Profit: 9.0Value: 7.3Quality: 3.8
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNUndervalued (+40.2%)

Margin of Safety

+40.2%

Fair Value

$120.72

Current Price

$88.25

$32.47 discount

UndervaluedFair: $120.72Overvalued
RELXUndervalued (+59.5%)

Margin of Safety

+59.5%

Fair Value

$71.14

Current Price

$36.80

$34.34 discount

UndervaluedFair: $71.14Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2410/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
63.1%10/10

Revenue surging 63.1% year-over-year

RELX6 strengths · Avg: 9.0/10
Return on EquityProfitability
340.4%10/10

Every $100 of equity generates 340 in profit

Operating MarginProfitability
32.0%10/10

Strong operational efficiency at 32.0%

Market CapQuality
$65.96B9/10

Large-cap with strong market position

Profit MarginProfitability
23.3%9/10

Keeps 23 of every $100 in revenue as profit

EPS GrowthGrowth
24.3%8/10

Earnings expanding 24.3% YoY

Free Cash FlowQuality
$1.47B8/10

Generating 1.5B in free cash flow

Areas to Watch

GPN4 concerns · Avg: 2.5/10
P/E RatioValuation
30.9x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-3.0%2/10

ROE of -3.0% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Free Cash FlowQuality
$-550.16M2/10

Negative free cash flow — burning cash

RELX3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Price/BookValuation
83.6x2/10

Trading at 83.6x book value

Debt/EquityHealth
7.191/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 63.1% demonstrates continued momentum. PEG of 0.24 suggests the stock is reasonably priced for its growth.

Bull Case : RELX

The strongest argument for RELX centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 23.3% and operating margin at 32.0%. PEG of 1.40 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth.

Bear Case : RELX

The primary concerns for RELX are Revenue Growth, Price/Book, Debt/Equity. Debt-to-equity of 7.19 is elevated, increasing financial risk.

Key Dynamics to Monitor

GPN profiles as a hypergrowth stock while RELX is a value play — different risk/reward profiles.

GPN carries more volatility with a beta of 0.77 — expect wider price swings.

GPN is growing revenue faster at 63.1% — sustainability is the question.

RELX generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

RELX scores higher overall (64/100 vs 59/100), backed by strong 23.3% margins. GPN offers better value entry with a 40.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Relx PLC ADR

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

RELX PLC provides information-based decision-making and analysis tools for professional and commercial clients in North America, Europe, and internationally. The company is headquartered in London, the United Kingdom.

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