WallStSmart

Cintas Corporation (CTAS)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cintas Corporation generates 40% more annual revenue ($10.79B vs $7.71B). GPN leads profitability with a 18.2% profit margin vs 17.6%. GPN appears more attractively valued with a PEG of 0.19. GPN earns a higher WallStSmart Score of 63/100 (C+).

CTAS

Buy

58

out of 100

Grade: C

Growth: 6.0Profit: 9.0Value: 4.7Quality: 7.3
Piotroski: 6/9Altman Z: 4.29

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTASSignificantly Overvalued (-77.4%)

Margin of Safety

-77.4%

Fair Value

$112.97

Current Price

$179.34

$66.37 premium

UndervaluedFair: $112.97Overvalued
GPNSignificantly Overvalued (-125.5%)

Margin of Safety

-125.5%

Fair Value

$32.03

Current Price

$68.50

$36.47 premium

UndervaluedFair: $32.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTAS4 strengths · Avg: 9.3/10
Return on EquityProfitability
43.4%10/10

Every $100 of equity generates 43 in profit

Altman Z-ScoreHealth
4.2910/10

Safe zone — low bankruptcy risk

Market CapQuality
$77.50B9/10

Large-cap with strong market position

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.1910/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

Areas to Watch

CTAS3 concerns · Avg: 2.7/10
Price/BookValuation
16.1x4/10

Trading at 16.1x book value

PEG RatioValuation
3.142/10

Expensive relative to growth rate

P/E RatioValuation
41.6x2/10

Premium valuation, high expectations priced in

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CTAS

The strongest argument for CTAS centers on Return on Equity, Altman Z-Score, Market Cap. Profitability is solid with margins at 17.6% and operating margin at 23.4%.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.19 suggests the stock is reasonably priced for its growth.

Bear Case : CTAS

The primary concerns for CTAS are Price/Book, PEG Ratio, P/E Ratio. A P/E of 41.6x leaves little room for execution misses.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Key Dynamics to Monitor

CTAS profiles as a mature stock while GPN is a value play — different risk/reward profiles.

CTAS carries more volatility with a beta of 0.94 — expect wider price swings.

CTAS is growing revenue faster at 9.3% — sustainability is the question.

CTAS generates stronger free cash flow (425M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (63/100 vs 58/100), backed by strong 18.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cintas Corporation

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Cintas Corporation is an American corporation headquartered in Cincinnati, Ohio, which provides a range of products and services to businesses including uniforms, mats, mops, cleaning and restroom supplies, first aid and safety products, fire extinguishers and testing, and safety courses.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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