WallStSmart

Copart Inc (CPRT)vsGlobal Payments Inc (GPN)

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Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 119% more annual revenue ($10.21B vs $4.67B). CPRT leads profitability with a 31.8% profit margin vs -9.2%. GPN appears more attractively valued with a PEG of 0.20. GPN earns a higher WallStSmart Score of 61/100 (C+).

CPRT

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 9.0Value: 6.0Quality: 8.5
Piotroski: 3/9Altman Z: 8.75

GPN

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 4.0Value: 8.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPRTUndervalued (+76.1%)

Margin of Safety

+76.1%

Fair Value

$165.55

Current Price

$31.06

$134.49 discount

UndervaluedFair: $165.55Overvalued
GPNUndervalued (+49.1%)

Margin of Safety

+49.1%

Fair Value

$141.90

Current Price

$98.00

$43.90 discount

UndervaluedFair: $141.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPRT4 strengths · Avg: 10.0/10
Profit MarginProfitability
31.8%10/10

Keeps 32 of every $100 in revenue as profit

Operating MarginProfitability
32.0%10/10

Strong operational efficiency at 32.0%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
8.7510/10

Safe zone — low bankruptcy risk

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
68.6%10/10

Revenue surging 68.6% year-over-year

Areas to Watch

CPRT4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.902/10

Expensive relative to growth rate

EPS GrowthGrowth
-15.0%2/10

Earnings declined 15.0%

GPN4 concerns · Avg: 2.0/10
P/E RatioValuation
40.2x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-4.1%2/10

ROE of -4.1% — below average capital efficiency

EPS GrowthGrowth
-95.2%2/10

Earnings declined 95.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 31.8% and operating margin at 32.0%.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 68.6% demonstrates continued momentum. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bear Case : CPRT

The primary concerns for CPRT are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth. A P/E of 40.2x leaves little room for execution misses.

Key Dynamics to Monitor

CPRT profiles as a value stock while GPN is a hypergrowth play — different risk/reward profiles.

CPRT carries more volatility with a beta of 1.06 — expect wider price swings.

GPN is growing revenue faster at 68.6% — sustainability is the question.

GPN generates stronger free cash flow (427M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (61/100 vs 60/100) and 68.6% revenue growth. CPRT offers better value entry with a 76.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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