WallStSmart

Copart Inc (CPRT)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 91% more annual revenue ($8.86B vs $4.64B). CPRT leads profitability with a 33.5% profit margin vs -8.0%. GPN appears more attractively valued with a PEG of 0.19. GPN earns a higher WallStSmart Score of 59/100 (C).

CPRT

Buy

57

out of 100

Grade: C

Growth: 4.7Profit: 9.0Value: 6.0Quality: 8.5
Piotroski: 3/9Altman Z: 9.05

GPN

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 3.5Value: 8.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPRTUndervalued (+77.0%)

Margin of Safety

+77.0%

Fair Value

$172.07

Current Price

$30.96

$141.11 discount

UndervaluedFair: $172.07Overvalued
GPNUndervalued (+40.7%)

Margin of Safety

+40.7%

Fair Value

$121.85

Current Price

$66.32

$55.53 discount

UndervaluedFair: $121.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPRT4 strengths · Avg: 10.0/10
Profit MarginProfitability
33.5%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
37.5%10/10

Strong operational efficiency at 37.5%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0510/10

Safe zone — low bankruptcy risk

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1910/10

Growing faster than its price suggests

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
63.1%10/10

Revenue surging 63.1% year-over-year

Areas to Watch

CPRT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.692/10

Expensive relative to growth rate

GPN4 concerns · Avg: 2.0/10
Return on EquityProfitability
-3.0%2/10

ROE of -3.0% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Free Cash FlowQuality
$-550.16M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 33.5% and operating margin at 37.5%.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 63.1% demonstrates continued momentum. PEG of 0.19 suggests the stock is reasonably priced for its growth.

Bear Case : CPRT

The primary concerns for CPRT are Revenue Growth, EPS Growth, Piotroski F-Score.

Bear Case : GPN

The primary concerns for GPN are Return on Equity, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

CPRT profiles as a value stock while GPN is a hypergrowth play — different risk/reward profiles.

CPRT carries more volatility with a beta of 1.00 — expect wider price swings.

GPN is growing revenue faster at 63.1% — sustainability is the question.

CPRT generates stronger free cash flow (503M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (59/100 vs 57/100) and 63.1% revenue growth. CPRT offers better value entry with a 77.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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