Global Payments Inc (GPN)vsUL Solutions Inc. (ULS)
GPN
Global Payments Inc
$98.00
-1.64%
INDUSTRIALS · Cap: $22.68B
ULS
UL Solutions Inc.
$80.40
+7.00%
INDUSTRIALS · Cap: $14.83B
Smart Verdict
WallStSmart Research — data-driven comparison
Global Payments Inc generates 224% more annual revenue ($10.21B vs $3.15B). ULS leads profitability with a 16.1% profit margin vs -9.2%. GPN appears more attractively valued with a PEG of 0.20. ULS earns a higher WallStSmart Score of 64/100 (C+).
GPN
Buy61
out of 100
Grade: C+
ULS
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+49.1%
Fair Value
$141.90
Current Price
$98.00
$43.90 discount
Margin of Safety
+8.9%
Fair Value
$79.68
Current Price
$80.40
$0.72 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 68.6% year-over-year
Every $100 of equity generates 32 in profit
Earnings expanding 168.9% YoY
Areas to Watch
Premium valuation, high expectations priced in
ROE of -4.1% — below average capital efficiency
Earnings declined 95.2%
Distress zone — elevated risk
Moderate valuation
Trading at 10.2x book value
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : GPN
The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 68.6% demonstrates continued momentum. PEG of 0.20 suggests the stock is reasonably priced for its growth.
Bull Case : ULS
The strongest argument for ULS centers on Return on Equity, EPS Growth. Profitability is solid with margins at 16.1% and operating margin at 18.4%.
Bear Case : GPN
The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth. A P/E of 40.2x leaves little room for execution misses.
Bear Case : ULS
The primary concerns for ULS are P/E Ratio, Price/Book, PEG Ratio.
Key Dynamics to Monitor
GPN profiles as a hypergrowth stock while ULS is a mature play — different risk/reward profiles.
GPN carries more volatility with a beta of 0.81 — expect wider price swings.
GPN is growing revenue faster at 68.6% — sustainability is the question.
GPN generates stronger free cash flow (427M), providing more financial flexibility.
Bottom Line
ULS scores higher overall (64/100 vs 61/100), backed by strong 16.1% margins. GPN offers better value entry with a 49.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Global Payments Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.
Visit Website →UL Solutions Inc.
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
UL Solutions Inc. provides safety science services globally. The company is headquartered in Northbrook, Illinois with additional offices in North America, Asia Pacific, Africa, Europe, Latin America, and Middle East.
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