Crawford & Company (CRD-A)vsMarsh & McLennan Companies Inc (MMC)
CRD-A
Crawford & Company
$9.78
+1.56%
FINANCIAL SERVICES · Cap: $474.08M
MMC
Marsh & McLennan Companies Inc
$182.70
-1.58%
FINANCIAL SERVICES · Cap: $89.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Marsh & McLennan Companies Inc generates 1990% more annual revenue ($26.45B vs $1.27B). MMC leads profitability with a 15.6% profit margin vs 1.6%. CRD-A appears more attractively valued with a PEG of 0.91. MMC earns a higher WallStSmart Score of 62/100 (C+).
CRD-A
Buy56
out of 100
Grade: C
MMC
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.0%
Fair Value
$18.25
Current Price
$9.78
$8.47 discount
Margin of Safety
-222.6%
Fair Value
$56.64
Current Price
$182.70
$126.06 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 30.4% YoY
Large-cap with strong market position
Every $100 of equity generates 29 in profit
Generating 2.3B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
1.6% margin — thin
Operating margin of 3.4%
Revenue declined 11.2%
Expensive relative to growth rate
0.0% earnings growth
Distress zone — elevated risk
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : CRD-A
The strongest argument for CRD-A centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bull Case : MMC
The strongest argument for MMC centers on Market Cap, Return on Equity, Free Cash Flow. Profitability is solid with margins at 15.6% and operating margin at 19.2%. Revenue growth of 11.5% demonstrates continued momentum.
Bear Case : CRD-A
The primary concerns for CRD-A are Market Cap, Profit Margin, Operating Margin. Thin 1.6% margins leave little buffer for downturns.
Bear Case : MMC
The primary concerns for MMC are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
CRD-A profiles as a value stock while MMC is a mature play — different risk/reward profiles.
MMC carries more volatility with a beta of 0.75 — expect wider price swings.
MMC is growing revenue faster at 11.5% — sustainability is the question.
MMC generates stronger free cash flow (2.3B), providing more financial flexibility.
Bottom Line
MMC scores higher overall (62/100 vs 56/100), backed by strong 15.6% margins and 11.5% revenue growth. CRD-A offers better value entry with a 42.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Crawford & Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Crawford & Company provides outsourcing and claims management solutions for carriers, brokers, and corporations in the United States, United Kingdom, Europe, Canada, Australia, and internationally. The company is headquartered in Atlanta, Georgia.
Marsh & McLennan Companies Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Marsh McLennan (formerly known as Marsh & McLennan Companies) is a global professional services firm, headquartered in New York City with businesses in insurance brokerage, risk management, reinsurance services, talent management, investment advisory, and management consulting. Its four main operating companies are Marsh, Guy Carpenter, Mercer, and Oliver Wyman.
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