Crawford & Company (CRD-A)vsMarsh & McLennan Companies, Inc. (MRSH)
CRD-A
Crawford & Company
$9.78
+1.56%
FINANCIAL SERVICES · Cap: $474.08M
MRSH
Marsh & McLennan Companies, Inc.
$174.20
+0.64%
FINANCIAL SERVICES · Cap: $85.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Marsh & McLennan Companies, Inc. generates 2032% more annual revenue ($26.98B vs $1.27B). MRSH leads profitability with a 15.4% profit margin vs 1.6%. CRD-A appears more attractively valued with a PEG of 0.91. MRSH earns a higher WallStSmart Score of 64/100 (C+).
CRD-A
Buy56
out of 100
Grade: C
MRSH
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.0%
Fair Value
$18.25
Current Price
$9.78
$8.47 discount
Margin of Safety
-28.9%
Fair Value
$134.21
Current Price
$174.20
$39.99 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 30.4% YoY
Large-cap with strong market position
Every $100 of equity generates 29 in profit
Strong operational efficiency at 25.4%
Generating 2.1B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
1.6% margin — thin
Operating margin of 3.4%
Revenue declined 11.2%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : CRD-A
The strongest argument for CRD-A centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bull Case : MRSH
The strongest argument for MRSH centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 15.4% and operating margin at 25.4%.
Bear Case : CRD-A
The primary concerns for CRD-A are Market Cap, Profit Margin, Operating Margin. Thin 1.6% margins leave little buffer for downturns.
Bear Case : MRSH
The primary concerns for MRSH are PEG Ratio.
Key Dynamics to Monitor
CRD-A profiles as a value stock while MRSH is a mature play — different risk/reward profiles.
MRSH carries more volatility with a beta of 0.73 — expect wider price swings.
MRSH is growing revenue faster at 8.7% — sustainability is the question.
MRSH generates stronger free cash flow (2.1B), providing more financial flexibility.
Bottom Line
MRSH scores higher overall (64/100 vs 56/100), backed by strong 15.4% margins. CRD-A offers better value entry with a 42.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Crawford & Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Crawford & Company provides outsourcing and claims management solutions for carriers, brokers, and corporations in the United States, United Kingdom, Europe, Canada, Australia, and internationally. The company is headquartered in Atlanta, Georgia.
Marsh & McLennan Companies, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.
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