WallStSmart

CVR Energy Inc (CVI)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 1696% more annual revenue ($152.17B vs $8.47B). PSX leads profitability with a 4.7% profit margin vs 0.8%. CVI appears more attractively valued with a PEG of 0.71. PSX earns a higher WallStSmart Score of 73/100 (B).

CVI

Buy

60

out of 100

Grade: C

Growth: 4.7Profit: 4.0Value: 6.0Quality: 5.5
Piotroski: 7/9Altman Z: 2.13

PSX

Strong Buy

73

out of 100

Grade: B

Growth: 7.3Profit: 6.0Value: 6.3Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVIUndervalued (+21.8%)

Margin of Safety

+21.8%

Fair Value

$31.25

Current Price

$49.66

$18.41 discount

UndervaluedFair: $31.25Overvalued

Intrinsic value data unavailable for PSX.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVI2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
55.5%10/10

Revenue surging 55.5% year-over-year

PEG RatioValuation
0.718/10

Growing faster than its price suggests

PSX6 strengths · Avg: 9.3/10
Revenue GrowthGrowth
53.1%10/10

Revenue surging 53.1% year-over-year

EPS GrowthGrowth
344.9%10/10

Earnings expanding 344.9% YoY

Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$103.53B9/10

Large-cap with strong market position

Return on EquityProfitability
22.5%9/10

Every $100 of equity generates 23 in profit

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Areas to Watch

CVI4 concerns · Avg: 3.0/10
Price/BookValuation
9.5x4/10

Trading at 9.5x book value

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

Operating MarginProfitability
2.9%3/10

Operating margin of 2.9%

P/E RatioValuation
66.3x2/10

Premium valuation, high expectations priced in

PSX1 concerns · Avg: 3.0/10
Profit MarginProfitability
4.7%3/10

4.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CVI

The strongest argument for CVI centers on Revenue Growth, PEG Ratio. Revenue growth of 55.5% demonstrates continued momentum. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : PSX

The strongest argument for PSX centers on Revenue Growth, EPS Growth, Altman Z-Score. Revenue growth of 53.1% demonstrates continued momentum. PEG of 1.23 suggests the stock is reasonably priced for its growth.

Bear Case : CVI

The primary concerns for CVI are Price/Book, Profit Margin, Operating Margin. A P/E of 66.3x leaves little room for execution misses. Debt-to-equity of 3.43 is elevated, increasing financial risk.

Bear Case : PSX

The primary concerns for PSX are Profit Margin. Thin 4.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVI carries more volatility with a beta of 0.84 — expect wider price swings.

CVI is growing revenue faster at 55.5% — sustainability is the question.

PSX generates stronger free cash flow (6.5B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PSX scores higher overall (73/100 vs 60/100) and 53.1% revenue growth. CVI offers better value entry with a 21.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CVR Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

CVR Energy, Inc., is engaged in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company is headquartered in Sugar Land, Texas.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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