WallStSmart

CVR Energy Inc (CVI)vsHF Sinclair Corp (DINO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HF Sinclair Corp generates 275% more annual revenue ($26.87B vs $7.16B). CVI leads profitability with a 38.0% profit margin vs 2.2%. CVI appears more attractively valued with a PEG of 0.71. DINO earns a higher WallStSmart Score of 54/100 (C-).

CVI

Hold

47

out of 100

Grade: D+

Growth: 2.0Profit: 5.5Value: 4.7Quality: 6.3
Piotroski: 6/9Altman Z: 1.89

DINO

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 4.0Value: 7.3Quality: 6.8
Piotroski: 4/9Altman Z: 3.15
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVISignificantly Overvalued (-1227.7%)

Margin of Safety

-1227.7%

Fair Value

$1.84

Current Price

$32.46

$30.62 premium

UndervaluedFair: $1.84Overvalued
DINOUndervalued (+59.2%)

Margin of Safety

+59.2%

Fair Value

$144.14

Current Price

$59.24

$84.89 discount

UndervaluedFair: $144.14Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVI2 strengths · Avg: 9.0/10
Profit MarginProfitability
38.0%10/10

Keeps 38 of every $100 in revenue as profit

PEG RatioValuation
0.718/10

Growing faster than its price suggests

DINO3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.1510/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
38.9%8/10

Earnings expanding 38.9% YoY

Areas to Watch

CVI4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

P/E RatioValuation
125.3x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-7.0%2/10

Revenue declined 7.0%

EPS GrowthGrowth
-68.1%2/10

Earnings declined 68.1%

DINO4 concerns · Avg: 2.5/10
Return on EquityProfitability
6.3%3/10

ROE of 6.3% — below average capital efficiency

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

PEG RatioValuation
7.712/10

Expensive relative to growth rate

Revenue GrowthGrowth
-60.0%2/10

Revenue declined 60.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVI

The strongest argument for CVI centers on Profit Margin, PEG Ratio. Profitability is solid with margins at 38.0% and operating margin at -5.2%. PEG of 0.71 suggests the stock is reasonably priced for its growth.

Bull Case : DINO

The strongest argument for DINO centers on Price/Book, Altman Z-Score, EPS Growth.

Bear Case : CVI

The primary concerns for CVI are Altman Z-Score, P/E Ratio, Revenue Growth. A P/E of 125.3x leaves little room for execution misses.

Bear Case : DINO

The primary concerns for DINO are Return on Equity, Profit Margin, PEG Ratio. Thin 2.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVI profiles as a declining stock while DINO is a value play — different risk/reward profiles.

CVI carries more volatility with a beta of 1.14 — expect wider price swings.

CVI is growing revenue faster at -7.0% — sustainability is the question.

CVI generates stronger free cash flow (89M), providing more financial flexibility.

Bottom Line

DINO scores higher overall (54/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CVR Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

CVR Energy, Inc., is engaged in petroleum refining and nitrogen fertilizer manufacturing activities in the United States. The company is headquartered in Sugar Land, Texas.

HF Sinclair Corp

ENERGY · OIL & GAS REFINING & MARKETING · USA

HF Sinclair Corporation is an independent energy company. The company is headquartered in Dallas, Texas.

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